FICO® Analytic Consulting
Analytics, Communications, Debt Management Solutions, Marketing & Customer Engagement, Originations, Risk & Compliance, Scores
FICO® Analytic Consulting helps you attain the best predictive models for your business needs—whether you’re new to scoring or have an experienced in-house analytic team. FICO Analytic Consulting's predictive models provide significant benefits used on their own or as an integral part of FICO’s decision management solutions. Use empirically derived custom models tailored specifically to proprietary product portfolios and customer bases, as well as pooled-data and expert (knowledge-based) models to reduce the time, expense and data demands of custom development.
FICO® Collection Scores
Analytics, Optimization, Originations, Scores
FICO® Collection Scores provide a consolidated view of how consumers repay credit obligations held by lenders and credit issuers, updated regularly to reflect changes in consumer behavior and lending practices. Did you know FICO Scores are deployed in 21 countries? The latest US version of the FICO® Score increases predictive accuracy by 15% to 20%, especially for consumers who have recently sought new credit and those with prior credit blemishes.
FICO® Credit Capacity Custom Solution
Leveraging FICO’s patented Future Action Impact Modeling technology, the FICO® Credit Capacity Custom Solution provides lenders an effective and objective mechanism for assessing a consumer’s ability to take on incremental debt, enabling lenders to better achieve their overall risk management and performance objectives.
FICO® Fraud Score
Fraud & Security, Risk & Compliance, Scores
FICO® Fraud Score helps lenders worldwide increase detection of first- and third-party application fraud, as well as support case management with deeper insight into potential perpetrations and by helping analysts prioritize accounts.
FICO® Insurance Scores
FICO® Insurance Scores (formerly known as Credit Based Insurance Scores) give property and casualty underwriters an instant assessment of prospect, applicant or policyholder risk based on credit reporting agency data. These industry-leading scores have helped more than 300 insurers in North America make better decisions based on future claims/loss expectancy. FICO also offers scores that assess property risk based on property inspection and application information.
FICO® Medication Adherence Score
The FICO® Medication Adherence Score helps health care organizations improve the effectiveness of their care, case and utilization management programs, and helps pharmaceutical manufacturers strengthen their programs for education and outreach. By identifying each patient’s propensity toward medication adherence over the next 12 months, this fully HIPAA-compliant solution helps direct activities to patients at highest risk of noncompliance, improving program efficiency and maximizing results.
FICO® PreScore® Service combines FICO® credit bureau score delivery, strategy consulting and campaign analytics to help US credit grantors execute more profitable prescreening campaigns. Leading US lenders have relied on our PreScore experts’ knowledge to conduct thousands of successful campaigns and significantly improve results.
FICO® Propensity Scores for Health Care
FICO® Propensity Scores for Health Care improve patient engagement across all health care stakeholders—including payers, providers, retail pharmacies and pharmaceutical
manufacturers—to improve patient health and reduce cost. Through a proprietary combination of rich third-party data, analytic development techniques and flexible delivery options, FICO Propensity Scores provide you with an accurate, actionable view of relevant patient behavior propensity.
FICO® Rating Scale Services
The FICO® Rating Scale Service provides expert guidance in establishing a methodology or common way to communicate and explain the credit portfolio risk, identify the relevance and impact across various departments & portfolios, all while ensuring stakeholder buy-in.
The FICO® Score, available at the three major consumer reporting agencies, helps lenders make accurate, reliable and fast credit risk decisions across the customer lifecycle. The FICO® Score rank-orders consumers by how likely they are to pay their credit obligations as agreed. The most widely used broad-based risk score; the FICO® Score plays a critical role in billions of decisions each year. The latest US version, FICO® Score 9 is the most current and predictive FICO® Score.