Trademark Requirements

FICO’s Marks are FICO’s intellectual property and are important and valuable assets of the company. Any use of FICO Marks that is inconsistent with these Usage Requirements, or other unauthorized use of FICO Marks or marks that are confusingly similar to FICO Marks, may violate FICO’s legal rights. FICO appreciates your compliance with these Usage Requirements and will take steps to protect the FICO Marks against improper use and infringement. FICO reserves the right to object to any use of FICO Marks (or anything confusingly similar to a FICO Mark) that FICO deems to be unlawful under the circumstances, even if that use is not expressly prohibited by these Usage Requirements.

FICO Third-Party Trademark and Logo Usage Requirements

These Trademark and Logo Usage Requirements (“Usage Requirements”) set forth FICO’s rules for third parties using or referring to FICO’s brand names, trademarks, service marks, product and service names, logos, and slogans (collectively referred to as “FICO Marks”). They apply to all non-FICO parties using or making reference to FICO Marks unless a separate license agreement applies. Other requirements apply to FICO licensees and are set forth in a specific license agreement.

General

FICO’s Marks are FICO’s intellectual property and are important and valuable assets of the company. Any use of FICO Marks that is inconsistent with these Usage Requirements, or other unauthorized use of FICO Marks or marks that are confusingly similar to FICO Marks, may violate FICO’s legal rights. FICO appreciates your compliance with these Usage Requirements and will take steps to protect the FICO Marks against improper use and infringement. FICO reserves the right to object to any use of FICO Marks (or anything confusingly similar to a FICO Mark) that FICO deems to be unlawful under the circumstances, even if that use is not expressly prohibited by these Usage Requirements.

Fair Use of FICO Marks

You may refer to FICO products and services by their appropriate FICO Mark (other than logos and stylized marks), so long as such references (a) are truthful, fair, and not misleading, and (b) comply with these Usage Requirements.

FICO Logos and Stylized Marks

You should never use FICO logos or stylizations of FICO Marks unless you have a license agreement or other explicit written permission from FICO to do so.

Proper Use of Trademark Symbols

Always use the proper trademark symbol (™, sm, or ®) immediately following at least the first reference to the trademark on any page.

The exception to the above rule is when the “FICO” name is used as our company name, as opposed to an identifier of one of our products or services. In this case you should not use the ® symbol.

Examples of Correct Uses of Some FICO Marks

The following examples illustrate the correct use of ™, sm, or ® and the use of the trademark as an adjective with the correct generic noun or phrase:

FICO® Blaze Advisor® business rules management system

FICO® Scores

FICO® Falcon® Fraud Manager

myFICO® service

FICO® TRIAD® Customer Manager

Check the list of FICO trademarks below to verify how the FICO Marks should appear.

Acknowledgment of Trademark Rights

Assuming your use of a FICO trademark is permitted, you should always acknowledge that FICO owns the trademark. If it is not clear from the context of the use of the FICO Mark (e.g., FICO® Scores), you should include a separate acknowledgment. The acknowledgment should appear in legible type in any materials in which a FICO Mark appears. The following language is acceptable:

“FICO and [Insert FICO Marks used] are trademarks and/or registered trademarks of Fair Isaac Corporation.”

Materials that mention FICO only:

“FICO is a registered trademark of Fair Isaac Corporation.”

Remember that the inclusion of a trademark symbol and acknowledgment does not turn an improper use of a FICO Mark into a proper use or entitle you to use any FICO Mark in a way prohibited by law or otherwise not allowed under these Usage Requirements.

Prohibitions

Do not use any FICO Mark, and do not adopt a “look and feel” with respect to any publication or Web site, in a way that might cause confusion about the relationship between FICO and any other party or any non-FICO product or service (e.g., as to source, origin, sponsorship, or endorsement).

Do not incorporate any FICO Mark into your own product names, service names, trademarks, logos, or company names, and do not adopt marks or logos that are confusingly similar to any FICO Marks.

Do not use or reproduce any FICO logos unless you have explicit written permission to do so.

Do not use any FICO Marks as a meta tag for your web pages.

Do not use any FICO Mark or any confusingly similar words as your domain names or as parts of your domain names.

Do not use any FICO Mark or any confusingly similar words as the alphabetic equivalent of a phone number (e.g., 1-800-GET-FICO).

Do not use FICO Marks as Internet search “keywords” or in any other way that is intended to or has the effect of directing traffic to a non-FICO Web site.

Do not state or imply that you have or are claiming rights in any FICO Mark.

Do not use FICO Marks in any improper way that would disparage FICO, its subsidiaries, its products, or its services (i.e., unfair competition, false or misleading, etc.).

Questions

Any questions regarding these Usage Requirements should be directed to webmanager@fico.com.

Version and Right to Make Changes

These Trademark and Logo Usage Requirements were originally posted on October 15, 2003. FICO reserves the right to change these Usage Requirements at any time by posting a revised version on this Web site.

FICO Trademarks in the United States and/or Other Countries

Best Next Action technology

Brilliant Minds

Context Vectors technology

Data Spiders module

Effortless Power

Fair Isaac® Advisors

Fair Isaac® Advisors P&L Insight Service

FICO Answers

FICO Decisions

FICO® 3-Bureau Credit Monitoring

FICO® Action Segments

FICO® Analytic Cloud

FICO® Analytic Modeler

FICO® Analytic Modeler Decision Tree

FICO® Analytic Modeler Decision Tree Professional

FICO® Analytic Modeler for R

FICO® Analytic Modeler for Text

FICO® Analytic Modeler Scorecard

FICO® Analytic Modeler Scorecard Professional powered by Xeno®

FICO® Analytic Offer Manager

FICO® Analytic Services

FICO® Application Fraud Manager

FICO® Application Risk Models

FICO® Application Studio

FICO® Auto Score

FICO® Bankcard Score

FICO® Bankruptcy Score

FICO® Basel II Analytic Services

FICO® Benchmark Reporting Services

FICO® Big Data Analyzer Powered by Karmasphere

FICO® Big Data Management Platform

FICO® Bladeworks® Identity Search Manager

FICO® Blaze Advisor® business rules management system

FICO® Capital Optimisation Analytic Service

FICO® Capstone® Decision Accelerator

FICO® Capstone® Decision Manager

FICO® Capstone® Intelligent Data Manager

FICO® Card Alert Service

FICO® Claims Fraud Solution

FICO® Click Conversion Score

FICO® Collection Score

FICO® Collections and Recovery Current State Assessment

FICO® Consumer Credit Bureau Characteristics Library

FICO® Contact Builder

FICO® Credit Capacity Custom Solution

FICO® Credit Health Index

FICO® Credit-Based Insurance Scores

FICO® Custom Characteristic Library

FICO® Custom Collection & Recovery Models

FICO® Custom Credit Education Tools

FICO® Custom Decision Optimization

FICO® Custom Models

FICO® Custom Score

FICO® Customer Communication Services

FICO® Customer Communication Services for Collections

FICO® Customer Communication Services for Fraud

FICO® Customer Communication Services for Originations

FICO® Customer Data Integration

FICO® Customer Dialogue Manager

FICO® Customer Management Current State Assessment

FICO® Customer Management Health Assessment

FICO® Data Management Integration Platform

FICO® Data Orchestrator

FICO® Debt Manager Solution

FICO® Decision Management Platform

FICO® Decision Modeler

FICO® Decision Optimizer

FICO® Decision Studio

FICO® Deposit Behavior Score

FICO® Economic Impact Custom Solution

FICO® Economic Impact Index

FICO® Economic Impact Service

FICO® Engagement Analyzer

FICO® Enhanced Credit Solutions

FICO® Expansion Score

FICO® Expert Models

FICO® Falcon® Fraud Manager

FICO® Falcon® Platform

FICO® Fraud Current State Assessment

FICO® Fraud Predictor with Merchant Profiles

FICO® Fraud Resolution Manager

FICO® Fraud Score

FICO® Identity Basic

FICO® Identity Resolution Engine

FICO® Identity Ultimate

FICO® Implementation Services

FICO® Industry Benchmarking

FICO® Industry Score

FICO® Insurance Fraud Manager

FICO® LiquidCredit® service

FICO® Marketing Accelerator Service

FICO® Master File Characteristic Library

FICO® Medication Adherence Score

FICO® Merchant Monitoring Solution

FICO® MIRA Claims Advisor for Reserving

FICO® Model Builder

FICO® Model Builder for Big Data

FICO® Model Builder for Decision Trees

FICO® Model Central

FICO® Model Executor for SPLM

FICO® Mortgage Portfolio Optimization

FICO® Mortgage Response Analyzer

FICO® Mortgage Risk Analyzer

FICO® Mortgage Score 1.0 Powered by CoreLogic®

FICO® Network

FICO® NextGen Score

FICO® Optimization Modeler

FICO® Optimization Solution for Alternative Deal Structure

FICO® Optimization Solution for Collection Placements

FICO® Optimization Solution for Marketing Offers

FICO® Origination Manager

FICO® Origination Manager Data Acquisition Module

FICO® Originations Current State Assessment

FICO® Payment Integrity Platform

FICO® PlacementsPlus® service

FICO® PMML Model Executor

FICO® Portfolio Stress Testing

FICO® Predictive Analytics

FICO® Premium Protector

FICO® PreScore® Service

FICO® Retail Fraud Manager

FICO® Revenue Score

FICO® Risk Intervention Manager

FICO® SBSS℠ Rescore Service

FICO® Score

FICO® Score Adoption Guide

FICO® Score Adoption Services

FICO® Score Delivery Service

FICO® Score Diagnostic Service

FICO® Score Economic Calibration Service

FICO® Score Estimator

FICO® Score Meter

FICO® Score Open Access

FICO® Score Simulator

FICO® Score Suite

FICO® Score Trends Service

FICO® Score Validation Service

FICO® Score Watch®

FICO® Segmentation Models

FICO® Small Business Scoring Service℠ solution (or SBSS℠ solution)

FICO® SME score

FICO® Solution Stack

FICO® Strategic Default Custom Analytic

FICO® Strategy Design Service

FICO® Strategy Impact Service

FICO® Transaction Scores

FICO® TRIAD® Customer Manager

FICO® Visual Insights Studio

FICO® Xpress Optimization Suite

Make Every Decision Count

myFICO® service

Placement Optimizer℠ solution

See how lenders see you℠

Segmentation ART module

The score lenders use

The Score That Matters®

Your Credit Score Matters

Questions about FICO trademarks and their usage may be referred to webmanager@fico.com.