Home  /  Resource Center  /  To Score or Not to Score?

To Score or Not to Score?

Research explores the minimum amount of data required to build accurate, reliable credit scores

Woman

White Paper

According to studies by the Federal Reserve and others, the widespread adoption of credit scoring by financial institutions over the last 20 years has made credit available and affordable to more people than ever before. Credit scores have enabled financial institutions to more precisely measure credit risk, and as a result, there has been a democratization of credit in the US.

Access your complimentary White Paper

Take the next step

Connect with FICO for answers to all your product and solution questions. Interested in becoming a business partner? Contact us to learn more. We look forward to hearing from you.