“Under the Hot Rod Hood”: Dr. Scott Zoldi’s AI Series on LinkedIn Live
Season 2 just started! In case you missed Season 1, here's a recap of Scott's conversations with Jordan Levine and Cortnie Abercrombie on Artificial Intelligence (AI).
Deep Dive into Distribution of the FICO® Score Across the US
Recent increase in the average FICO® Score is reflective, in part, of impacts that the pandemic has had on U.S. consumers’ credit behavior, credit report, and credit history.
Improving IRB and RWA Calculations with Machine Learning
Through explainable machine learning models, behavioural and PD models for the retail banking sector can be created with higher levels of predictiveness.
FICO Fact: How Alternative Data Enhances the Accuracy of Consumer Credit Profiles
Developed by FICO in partnership with LexisNexis Risk Solutions and Equifax, FICO® Score XD 2 utilizes alternative data—data not included in the traditional credit bureau file
Gerenciando clientes vulneráveis: como novos analíticos podem ajudar
As interações com clientes vulneráveis oferecem percepções críticas que podem transformar os resultados de negócios, o desempenho e impulsionar a retenção e a leadade em longo prazo
Luta contra o preconceito: como características latentes interpretáveis removem o preconceito em redes neurais
FICO’s data science labs called interpretable latent feature-based neural networks (ILF NNET) help expose and eliminate biases derived from data showing up in the model.
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