O aumento da carga de dívida representa risco para os mutuários de empréstimos estudantis
Student loan borrowers’ increasing debt trajectory through the pandemic has been outpacing that of non-student loan borrowers
Tomadores de empréstimos estudantis em risco de inadimplência quando os pagamentos forem retomados
Student loan borrowers already exhibiting higher delinquency rates than they did pre-pandemic on some credit products
Executive Summary: Milliman FICO® Score 10 and FICO® Score 10T Model Assessment June 2023
Milliman assessment evaluates updated FICO models coming to mortgage industry
Tendências de benchmarking da indústria de cartões de banco dos EUA: atualização do 2023º trimestre de 2
Higher prices keep customers in a pinch from making on-time payments
O candidato "sem sucesso" de hoje pode ser o cliente lucrativo de longo prazo de amanhã
Candidatos com recusa automática sem registro de bureau de crédito podem ser uma oportunidade perdida de inclusão financeira
Consumer Payment Behavior on Credit Cards Impacted by the Pandemic
The pandemic caused behavioral impacts on credit card payments of consumers for revolving products, where the minimum due is a small percentage of the current credit card balance
FICO® Score 4
The FICO® Score 4 outperforms prior FICO® Scores in Mexico, offering the precision you need based on a proven blueprint as well as broadens financial inclusion.
FICO® Extended Score 4
FICO® Extended Score 4 can score an additional 8 million consumers in Mexico through the inclusion of household-level data unique to our partner Círculo de Crédito.
‘FICO Drift’: What Is It, and What Causes It?
FICO® Scores rank-order the likelihood of borrowers’ credit repayment risk - the relationship between the FICO Score and repayment odds can and does shift
Critical Ingredient to Identify Healthy Mortgage-Backed Securities
FICO® Scores: A critical element in cash flow analysis for proper valuation.
Os 10 principais motivos para migrar para o FICO® Score 10T
Leveraging FICO’s heritage of scoring expertise, FICO® Score 10T is built with trended credit data enabling a higher level of predictive power
Tendências de crédito em 2022 nos EUA por cidade e estado
FICO research points to a trend indicating that the average FICO Score on the US population continues to increase since coming out of the Great Recession of the mid to late 2000s.
Prosper Extends Credit Access to 200K Near-Prime Clients with FICO Scores
Pioneer of peer-to-peer lending marketplace in the United States wins FICO® Decisions Award for Financial Inclusion
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