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UK Cards Data: Cardholders Spent More in February, But Paid Less

New FICO data demonstrates cost-of-living pressures across spend and missed payments as UK consumers battle to manage finances

How to Turn UK’s Consumer Duty Compliance to Your Advantage

With the clock ticking to the 31 July FCA deadline, a FICO roundtable looked at the scale of the Consumer Duty challenge
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Scoring Innovations for Inclusion in LATAM

Expansão da inclusão financeira em mercados emergentes da LATAM

UK Credit Cards: Are "Established" Accounts in Trouble?

FICO data reveals worrying trends developing amongst established credit card users as missed payments rise

Hyper-Personalization Survey Highlights Boardrooms' Blind Spots

New study from Forrester shows the value of hyper-personalization and the gaps businesses face today

UK Cards Data: Increase in Cardholders Missing Two Payments

Many UK credit cardholders who missed one payment in December continued to struggle with their debts in the new year, with a marked increased in two missed payments
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Emerging Consumer Credit Risk Trends and Insights in the Time of a Pandemic

The COVID-19 Pandemic and ensuing financial strain on millions of customers continues to be a top of mind concern for risk managers these days

Claims Automation for Health Plans: Transformation with a Small “t”

By focusing on transformation with a small “t” that addresses measurable performance gaps, health plans and administrators can use claims automation to control costs and risk
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Keep Calm and Keep Credit Flowing

Hear about current and upcoming FICO initiatives, including the latest FICO Score solutions designed to allow lenders to navigate changing economic conditions and help ensure their portfolios are resilient.

UK Card Spend Reaches Highest Level Since at Least 2006

FICO data shows that inflation and Christmas consumer spending saw a sharp rise in December, while more UK customers missed a payment

Top 5 Customer Development Posts of 2022: Digital Banking and Pricing Opti

The most popular posts in our Customer Development category dealt with digital banking, optimizing credit line increases, loan pricing and machine learning for credit risk models.

Six Steps to Growth in a Global Economic Squeeze

Learn how banks and other financial institutions can use personalization to drive growth in spite of global economic uncertainty

​​Cartões de crédito do Reino Unido: mais consumidores perdem o segundo e terceiro pagamentos

FICO's monthly report on UK credit cards shows some financial resilience on the part of consumers, but a trend toward payment slippage
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Grande banco global

Banco global melhora problemas entre crescimento e margem com modelagem, métodos e experiência do usuário consistentes

Risk and Lending Predictions 2023: Hyper-Personalisation and More

Hyper-personalizing customer treatments, understanding borrowers' financial resilience and scenario simulation and testing will all be priorities for financial services

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