Measuring consumer resilience to economic stress using the FICO® Resilience Index
Discover and manage potential latent risk within groups of consumers bearing similar FICO® Scores, without cutting off access to credit for resilient consumers.
Top 5 Customer Development Posts of 2022: Digital Banking and Pricing Opti
The most popular posts in our Customer Development category dealt with digital banking, optimizing credit line increases, loan pricing and machine learning for credit risk models.
Top 5 Scores Posts of 2022: Steady FICO Score, BNPL and Alternative Data
2022 marked the first year in over a decade the average FICO Score did not increase, while the industry’s attention remained on topics such as alternative data and BNPL.
Four 2023 U.S. Policy Predictions for Financial Services Companies
Open banking, BNPL, cybersecurity and AI will all be under the microscope for regulators and policymakers, but not all areas will see major action in 2023
Lidando com o risco do portfólio na incerteza econômica: Parte 1 (2022)
Esta série de quatro partes analisa a incorporação da resiliência ao risco do portfólio em decisões em todo o ciclo de vida do crédito por meio da aplicação direcionada do Índice de Resiliência FICO®
Leveraging local credit bureau data, FICO® Score for International Markets helps lenders improve the appraisal of a borrower’s credit readiness by intelligently interpreting credit risk.
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