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Aproveitando ao máximo as cobranças antecipadas com otimização de decisões

Česká Spořitelna has been successfully using decision optimization across multiple decision areas for many years.

FICO Fraud Report 2023: From Application Fraud to the Scamdemic

FICO experts provide insight into market trends and unique research that shows fraud growth and best practices to stop it
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FICO® Score 4

The FICO® Score 4 outperforms prior FICO® Scores in Mexico, offering the precision you need based on a proven blueprint as well as broadens financial inclusion.
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FICO® Extended Score 4

FICO® Extended Score 4 can score an additional 8 million consumers in Mexico through the inclusion of household-level data unique to our partner Círculo de Crédito.

‘FICO Drift’: What Is It, and What Causes It?

FICO® Scores rank-order the likelihood of borrowers’ credit repayment risk - the relationship between the FICO Score and repayment odds can and does shift

Critical Ingredient to Identify Healthy Mortgage-Backed Securities

FICO® Scores: A critical element in cash flow analysis for proper valuation.

Is Hyper-Personalization a Game Changer for Fraud Management?

Done right, hyper-personalization is the key to some major challenges faced by fraud departments, transforming customer experience and fraud controls
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When Is a Real-Time Payment Not a Real-Time Payment?

Is the difference between real-time payments schemes and other fast payments mechanisms sufficiently understood?

To Stop Scams, It’s Time to Add Sensible Friction to Easy Money

The convenience and speed of real-time payments makes it easy for fraudsters to scam individuals. It's time to consider sensible friction in the process.
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Uma nova ferramenta para empréstimos, gerenciamento de riscos e política habitacional mais precisos

FICO® Resilience Index, eight use cases examined
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Tendências de crédito em 2022 nos EUA por cidade e estado

FICO research points to a trend indicating that the average FICO Score on the US population continues to increase since coming out of the Great Recession of the mid to late 2000s.
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A Tale of Two Portfolios RMBS Market

How resilience profiles can benefit the RMBS market

Prosper Extends Credit Access to 200K Near-Prime Clients with FICO Scores

Pioneer of peer-to-peer lending marketplace in the United States wins FICO® Decisions Award for Financial Inclusion
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A Tale of Two Portfolios Auto ABS Market

How resilience profiles can benefit the auto ABS market
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Expanding Credit Access With Alternative Data – FICO Scores More

90% of the credit eligible US population can be scored by the FICO® Score Suite

Dê o próximo passo

Conecte-se com a FICO para obter respostas para todas as suas dúvidas sobre produtos e soluções. Tem interesse em se tornar parceiro de negócios? Fale conosco para saber mais. Esperamos falar com você!