FICO Expands European Fraud Leadership with Two Key Appointments

LONDON-October 27, 2010-FICO (NYSE:FICO), the leading provider of analytics and decision management technology, today announced that two leaders of the European fraud solutions market have joined FICO in Europe. Paul Eagles, who has worked extensively for both SAS and Visa Europe, has joined FICO's fraud professional services team as a senior consultant, while Brian Kinch, most recently of Lloyds Banking Group, has joined FICO as a senior partner working with FICO's global fraud clients. Both executives will be based in the UK.

Paul Eagles has extensive knowledge of the cards and retail banking industry, and most recently served as principal fraud consultant for SAS Institute. From 2000 to 2005, he worked for Visa Europe Ltd, first as a senior manager in product risk and due diligence and then as the head of product risk and fraud services. Eagles also worked for HNC Software Inc., the creator of the industry-leading FICO™ Falcon^® Fraud Manager solution for card account fraud; HNC merged with FICO in 2002.Prior to that, he spent 12 years at HSBC, both in fraud and in branch operations.

Brian Kinch has spent the last three years with Lloyds TSB and Lloyds Banking Group, initially designing and implementing the bank's fraud management target operating model, and most recently as head of customer account fraud. From 2005-2007, he worked for FICO, and served as global fraud consulting director. He spent 2001-2005 with Visa Europe's risk management group with specific responsibilities for driving reductions in both issuing and acquiring fraud across the region, and previously spent 15 years at HSBC Card Services.

"Banking leaders across Europe are prioritizing fraud prevention, and we're building our fraud team in Europe with the best talent around," said Mike Gordon, FICO managing director and vice president for Europe, the Middle East and Africa. "Paul Eagles and Brian Kinch know the fraud schemes, know the issues, know the technology and know our clients. They bring immeasurable insight and innovation to our fraud team and our clients' challenges."

"Brian Kinch and Paul Eagles are seasoned fraud managers in the European banking industry," said Robert Littas, a senior fraud consultant who works with leading financial services providers in Europe. "FICO has added two top-quality fraud managers to its team with these two appointments."

FICO is a leader in the global fraud solutions. More than 2 billion card accounts worldwide are protected by the FICO™ Falcon^® Fraud Manager system, the world’s leading card fraud system. In addition, the company offers fraud consultancy, custom fraud analytics and the FICO™ Card Alert Service, which helps banks protect themselves and their customers by identifying and flagging fraudulent ATM and debit card activity for 10.000 institutions in the US.

Über FICO
FICO™ (NYSE:FICO) transformiert Unternehmen, indem jede Entscheidung eine Rolle spielt. FICOs Decision-Management-Lösungen vereinen vertrauensvolle Beratung, Analytik von Weltklasse und innovative Anwendungen, die es Organisationen ermöglichen, Entscheidungen in allen Geschäftsbereichen zu automatisieren, zu verbessern und zu vernetzen. In 80 Ländern arbeiten die Kunden mit FICO zusammen, um Kundenbindung und Profitabilität zu steigern, Verluste durch Betrug einzudämmen, Kreditrisiken zu managen, den Anforderungen vonseiten der Behörden und Konkurrenten nachzukommen und rapide Marktanteile zu gewinnen. FICO also helps millions of individuals manage their credit health through the www.myFICO.com website.

Erklärung zu zukunftsgerichteten Informationen
Mit Ausnahme der hierin enthaltenen historischen Informationen sind die in dieser Pressemitteilung enthaltenen Aussagen, die sich auf FICO oder dessen Geschäft beziehen, zukunftsgerichtete Aussagen im Sinne der „Safe Harbor“-Bestimmungen des Private Securities Litigation Reform Act von 1995. These forward-looking statements are subject to risks and uncertainties that may cause actual results to differ materially, including the success of the Company's Decision Management strategy and reengineering initiative, the maintenance of its existing relationships and ability to create new relationships with customers and key alliance partners, its ability to continue to develop new and enhanced products and services, its ability to recruit and retain key technical and managerial personnel, competition, regulatory changes applicable to the use of consumer credit and other data, the failure to realize the anticipated benefits of any acquisitions, continuing material adverse developments in global economic conditions, and other risks described from time to time in FICO's SEC reports, including its Annual Report on Form 10-K for the year ended September 30, 2009 and its last quarterly report on Form 10-Q for the period ended June 30, 2010. Sollte eines dieser Risiken oder Ungewissheiten eintreten, könnten die Ergebnisse von FICO erheblich von seinen Erwartungen abweichen. FICO lehnt jede Absicht oder Verpflichtung ab, diese zukunftsgerichteten Aussagen zu aktualisieren.

FICO is a trademark or registered trademark of Fair Isaac Corporation in the United States and in other countries.