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19. Februar 2015

FICO Score 9 Available to U.S. Lenders from Experian

19. Februar 2015

Most precise FICO Score yet helps lenders improve decision making, manage risk and increase profitability

SAN JOSE, Calif. — February 19, 2015 — FICO (NYSE:FICO), the predictive analytics and decision management software company, today announced that FICO® Score 9 is available now at Experian for U.S. credit grantors to use for testing and validation, and will be available in full production in April. FICO Score 9 features analytic enhancements that have increased the score’s predictive power, enabling lenders to approve millions more consumers in the same score ranges, expanding lending at the same level of risk.

This new version of the FICO® Score introduces a more nuanced way to assess collection information that appears on a consumer’s credit report, bypassing paid collection agency accounts and differentiating medical from non-medical collection agency accounts. This helps ensure that medical collections have a lower impact on the FICO Score, commensurate with the credit risk they represent.

FICO’s best-in-class credit analytics make FICO® Score 9 more predictive of a consumer’s likelihood to repay debts than other credit scores. FICO Score 9 also represents a significant step forward in the assessment of consumers with limited credit histories – so-called “thin files.” This can help lenders safely grow their lending portfolios.

"FICO Score 9 reaffirms our position as the clear leader in consumer credit scoring and risk management," said Jim Wehmann, executive vice president, Scores for FICO. "Our scores are used by 90 percent of the top lenders in the U.S. because they trust the FICO Score to help them manage risk and optimize credit decisions. Credit grantors that use FICO Score 9 are advancing their ability to create profitable, responsible growth. We are thrilled that FICO Score 9 is now available at all three major U.S. credit bureaus."

FICO® Score 9 will be followed by industry-specific FICO® Scores, which will start becoming available in spring of 2015.

FICO is the leader in credit risk scoring. Twenty five of the largest credit card issuers, 25 of the largest auto lenders and tens of thousands of other U.S. businesses rely on the FICO® Score for consumer credit risk analysis. To learn more about FICO® Score 9, please visit www.fico.com/en/latest-thinking/product-sheet/fico-score-9.

Über FICO
FICO (NYSE: FICO) ist ein führender Anbieter von Predictive Analytics und Softwarelösungen für Entscheidungsmanagement, das Unternehmen in über 90 Ländern dabei unterstützt, bessere Entscheidungen zu treffen, um Wachstum, Profitabilität und Kundenzufriedenheit zu steigern. Der zukunftsweisende Einsatz von Big Data und mathematischen Algorithmen zur Erstellung von Prognosen zum Kundenverhalten hat ganze Branchen grundlegend gewandelt. Die Analytics-Softwarelösungen und -Tools von FICO werden in den verschiedensten Branchen verwendet, um Risiken und Betrugsfälle zu verringern, profitablere Kundenbeziehungen aufzubauen, Abläufe zu optimieren und strenge regulatorische Vorgaben zu erfüllen. Many of our products reach industry-wide adoption. These include the FICO® Score, the standard measure of consumer credit risk in the United States. FICO-Lösungen integrieren Open-Source-Standards und Cloud Computing, um so maximale Flexibilität und schnelle Bereitstellung zu ermöglichen und Kosten zu reduzieren. Das Unternehmen hilft Millionen von Menschen dabei, ihren persönlichen Kreditstatus zu verwalten.

FICO: Make every decision count™. Learn more at www.fico.com.

For FICO news and media resources, visit www.fico.com/news.

FICO and “Make every decision count” are trademarks or registered trademarks of Fair Isaac Corporation in the United States and in other countries.

Newsroom-Kontakte

Greg Jawski
Amerika

greg.jawski@porternovelli.com
+1 212-601-8248

Darcy Sullivan
Europa, Naher Osten und Afrika

dsullivan@fico.com
+44 (0) 209-940-8719

Saxon Shirley
Asien-Pazifik

saxonshirley@fico.com
+65 6422-7795

Marisa Arribas
Lateinamerika

marisaarribas@fico.com
+1 786 482 7231

Camila Placa
Brasilien

camilaplaca@fico.com
+55 11 5189-8258