Alle drei bedeutenden Kreditauskunfteien der USA stellen Kreditgebern jetzt industrielle Versionen von FICO^® Score 9 zur Verfügung

Specialized versions of FICO^® Score 9 designed to help lenders make more precise underwriting decisions for auto loans and credit cards

SAN JOSE, Calif. —May 7, 2015— FICO (NYSE:FICO), the predictive analytics and decision management software company, today announced the general availability of industry-specific versions of FICO^® Score 9 for U.S. auto lenders and credit card issuers. The industry versions of FICO^® Score 9 are available from all three major U.S. credit reporting agencies.

"The industry versions of FICO Score 9 are important additions to the FICO Score 9 suite, helping lenders manage risk with greater precision and extend credit safely to as many people as possible,"said Jim Wehmann, FICO's executive vice president for Scores. "FICO Auto Score 9 and FICO Bankcard Score 9 evaluate all the information in a credit report to identify a borrower’s specific credit risk as it relates to auto loans and bankcards, respectively."

"The predictive power added to FICO Score 9 through important innovations, such as our nuanced treatment of medical debt, helps credit grantors increase lending responsibly," added Wehmann. "FICO Score 9 can help lenders address their risk and compliance challenges and continue making responsible loans. And as auto lenders extend credit to a larger range of borrowers, the improved predictiveness of FICO Auto Score 9 will be critical."

The FICO^® Score is the score lenders use. FICO is the leader in credit risk scoring, and the FICO Score is the standard measure of consumer credit risk. Businesses bought more than 10 billion FICO^® Scores last year, and the scores are used in 90 percent of consumer lending decisions in the U.S.

Über FICO
FICO (NYSE: FICO) ist ein führender Anbieter von Predictive Analytics und Softwarelösungen für Entscheidungsmanagement, das Unternehmen in über 90 Ländern dabei unterstützt, bessere Entscheidungen zu treffen, um Wachstum, Profitabilität und Kundenzufriedenheit zu steigern. Der zukunftsweisende Einsatz von Big Data und mathematischen Algorithmen zur Erstellung von Prognosen zum Kundenverhalten hat ganze Branchen grundlegend gewandelt. Die Analytics-Softwarelösungen und -Tools von FICO werden in den verschiedensten Branchen verwendet, um Risiken und Betrugsfälle zu verringern, profitablere Kundenbeziehungen aufzubauen, Abläufe zu optimieren und strenge regulatorische Vorgaben zu erfüllen. Many of our products reach industry-wide adoption. These include the FICO^® Score, the standard measure of consumer credit risk in the United States. FICO-Lösungen integrieren Open-Source-Standards und Cloud Computing, um so maximale Flexibilität und schnelle Bereitstellung zu ermöglichen und Kosten zu reduzieren. Das Unternehmen hilft Millionen von Menschen dabei, ihren persönlichen Kreditstatus zu verwalten.

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