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Increased debt load poses risk to student loan borrowers

Student loan borrowers’ increasing debt trajectory through the pandemic has been outpacing that of non-student loan borrowers

Student loan borrowers at risk of delinquency when payments resume

Student loan borrowers already exhibiting higher delinquency rates than they did pre-pandemic on some credit products

Executive Summary: Milliman FICO® Score 10 and FICO® Score 10T Model Assessment June 2023

Milliman assessment evaluates updated FICO models coming to mortgage industry
young couple happily painting home together

FICO und Circulo de Credito

Applied Intelligence Partnership Series
smiling woman using laptop

FICO und APC

Applied Intelligence Partnership Series

Benchmarking-Trends der US-Bankkartenbranche: Update zum 2023. Quartal 2

Higher prices keep customers in a pinch from making on-time payments

Der "No-Hit"-Bewerber von heute kann der profitable Langzeitkunde von morgen sein

Die automatische Ablehnung von Antragstellern ohne Kreditauskunfteiakte kann eine verpasste Gelegenheit zur finanziellen Inklusion sein

Consumer Payment Behavior on Credit Cards Impacted by the Pandemic

The pandemic caused behavioral impacts on credit card payments of consumers for revolving products, where the minimum due is a small percentage of the current credit card balance
Lächelnde Frau sitzt mit Laptop und Kreditkarte am Küchentisch

FICO® Score 4

The FICO® Score 4 outperforms prior FICO® Scores in Mexico, offering the precision you need based on a proven blueprint as well as broadens financial inclusion.
Nahaufnahme von Hausschlüsseln in der Tür

FICO® Extended Score 4

FICO® Extended Score 4 can score an additional 8 million consumers in Mexico through the inclusion of household-level data unique to our partner Círculo de Crédito.

‘FICO Drift’: What Is It, and What Causes It?

FICO® Scores rank-order the likelihood of borrowers’ credit repayment risk - the relationship between the FICO Score and repayment odds can and does shift

Entscheidende Zutat zur Identifizierung gesunder hypothekenbesicherter Wertpapiere

FICO® Scores: Ein entscheidendes Element in der Cashflow-Analyse für eine korrekte Bewertung.

Top 10 Reasons to Migrate to FICO® Score 10T

Leveraging FICO’s heritage of scoring expertise, FICO® Score 10T is built with trended credit data enabling a higher level of predictive power
Lächelnder junger Mann, der zu Hause am Schalter sitzt und online mit Kreditkarte und Smartphone zahlt

Kreditentwicklung 2022 in den USA nach Stadt und Bundesstaat

FICO research points to a trend indicating that the average FICO Score on the US population continues to increase since coming out of the Great Recession of the mid to late 2000s.

Prosper Extends Credit Access to 200K Near-Prime Clients with FICO Scores

Pioneer of peer-to-peer lending marketplace in the United States wins FICO® Decisions Award for Financial Inclusion

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