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Frau lächelt und springt mit Handy in der Hand

APAC Digital Account Opening (DAO)

5 Best Practices for Customer-Centric Origination During Volatile, Socially-Distanced Times
Lächelnde Seniorin hält rosa Gänseblümchen über einem Auge

North America Digital Account Opening (DAO)

5 Best Practices for Customer-Centric Origination During Volatile, Socially-Distanced Times
Lächelnde Kundin im Autohaus mit Handy

North America What FICO Score Dynamics from Prior Downturns and Natural Disasters Can Tell Us About the Road Ahead

FICO score distributions and odds-to-score relationships have shifted during prior downturns and natural disasters

Top 5 Customer Development Posts of 2022: Digital Banking and Pricing Opti

The most popular posts in our Customer Development category dealt with digital banking, optimizing credit line increases, loan pricing and machine learning for credit risk models.

Six Steps to Growth in a Global Economic Squeeze

Learn how banks and other financial institutions can use personalization to drive growth in spite of global economic uncertainty

Top 5 Scores Posts of 2022: Steady FICO Score, BNPL and Alternative Data

2022 marked the first year in over a decade the average FICO Score did not increase, while the industry’s attention remained on topics such as alternative data and BNPL.

The Perfect Credit Score: Understanding the 850 FICO Score

What do credit score high achievers have in common and what can we learn from the credit behavioral characteristics in these populations?

Risk and Lending Predictions 2023: Hyper-Personalisation and More

Hyper-personalizing customer treatments, understanding borrowers' financial resilience and scenario simulation and testing will all be priorities for financial services
Glückliches Paar, das Papierkram für einen Neukauf unterschreibt

Q and A with a Decision Hero Sally Taylor

VP of Scores, FICO

Top 5 Decision Management Posts of 2022: AI and Digital Jane

From diversity in AI to the film Highlander to transformative banking experiences, these decision management topics pointed the way to the future

FCA’s Consumer Duty Mandates Sharper Use of Technology

Managing UK customers to better outcomes under the FCA’s Consumer Duty will require a true platform for understanding and action

Four 2023 U.S. Policy Predictions for Financial Services Companies

Open banking, BNPL, cybersecurity and AI will all be under the microscope for regulators and policymakers, but not all areas will see major action in 2023
Aufgeregtes junges Paar schüttelt Geschäftsmann nach Vertragsunterzeichnung die Hand

FICO®-Score für Indien

Gain a more comprehensive view of consumers to balance growth and risk.

Umgang mit Portfoliorisiken in wirtschaftlicher Unsicherheit: Teil 4 (2022)

Building portfolio risk resilience into Collections & Recovery

Umgang mit Portfoliorisiken in wirtschaftlicher Unsicherheit: Teil 3 (2022)

Building portfolio risk resilience into customer management

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