FICO-Scores® verstehen
What consumers and lenders need to know about the most widely used credit scores in lending decisions. Understand how lenders evaluate credit risk for loans and other credit with FICO Scores.
Tore schießen oder nicht punkten?
Research explores the minimum amount of data required to build accurate, reliable credit scores
Meet Our 2023 FICO Decisions Awards Judges
Panel of 8 global experts to review outstanding results with AI, machine learning and digital transformation
Average U.S. FICO® Score Stays Steady at 716
Each year, we provide insight into the national average FICO® Score to help ensure consumers have a baseline measure of credit health standing
Financial Wellness: How Banks Can Help Their Customers
What can banks do to assist consumers with their financial health – and can this be profitable?
Continuous Financial Education for Women Small Business Owners
FICO-hosted panel at NAWBO’s 2022 Advocacy Days discusses how financial education impacts access to capital and business growth for small businesses.
Financial Inclusion Using Analytics
How FICO Scoring can help companies make decisions that benefit society
How Might Buy Now, Pay Later Loans Impact FICO® Scores?
Key findings from FICO research on consumer credit files with recently opened Buy Now, Pay Later loans
BNPL in Credit Reports: How Could This Data Impact FICO Scores?
Key findings from FICO research suggests how the inclusion of Buy Now, Pay Later (BNPL) loan data in consumer credit report files could affect FICO Scores
Deep Dive into Distribution of the FICO® Score Across the US
Recent increase in the average FICO® Score is reflective, in part, of impacts that the pandemic has had on U.S. consumers’ credit behavior, credit report, and credit history.
FICO Fact: How Alternative Data Enhances the Accuracy of Consumer Credit Profiles
Developed by FICO in partnership with LexisNexis Risk Solutions and Equifax, FICO® Score XD 2 utilizes alternative data—data not included in the traditional credit bureau file
Die 5 besten Themen zu Scores des Jahres 2021
Our top FICO Scores posts explored the expansive reach of the FICO® Score suite, as well as dispelling common misconceptions surrounding FICO® Scores.
FICO-Fakt: Wie aktuell sind die Daten in meinem FICO Score?
Die in Ihrem FICO®-Score enthaltenen Daten können so aktuell sein wie eine von Ihrem Kreditgeber heute gemeldete Zahlung.
FICO-Fakt: Beschränken die Mindest-Scoring-Kriterien von FICO den Zugang der Verbraucher zu Krediten?
In den vergangenen 30 Jahren hat FICO weiterhin nur das Minimum an Kreditbürodaten analysiert, die notwendig sind, um den Markt mit zuverlässigen, prädiktiven FICO® Scores zu versorgen.
FICO-Fakt: Berücksichtigen FICO Scores Daten von Telekommunikations- und Versorgungsunternehmen?
Die Einbeziehung von Informationen zu Telekommunikations- und Versorgungszahlungen geht auf die Veröffentlichung der allerersten FICO Scores in 1989 zurück.
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