The FHFA Announcement, Trended Data and Ten Reasons for FICO® Score 10T
FICO discusses the FHFA’s validation and approval of FICO Score 10T for use by Fannie Mae and Freddie Mac, the two government-sponsored enterprises (GSEs) that guarantee most of the mortgages in the US.

Podcast
Guest Joe Zeibert (FICO Score, Vice President, Mortgage Products and Solutions) and Host Lance Braun (FICO Score, Marketing) discuss the FHFA’s validation and approval of FICO Score 10T for use by Fannie Mae and Freddie Mac, the two government-sponsored enterprises (GSEs) that guarantee most of the mortgages in the US.
In addition, they discuss how FICO Score 10T integrates trended credit data, illustrating FICO's commitment to continual innovation to address market and data advancements; by leveraging FICO's demonstrated scoring expertise, FICO Score 10T offers more predictive consumer credit scoring risk management leveraging recent data. Last, they review the top 10 reasons why lending institutions can benefit from migrating to FICO Score 10T now.
For additional detailed information about FICO Score 10T:
- New to FICO Score 10T? Learn how it supports more predictive consumer credit risk management using recent data.
- Whether you’re a national lender, mortgage servicer, local community bank or credit union, there are steps you’ll need to take to adopt the new FICO® Score. Learn more
- Learn why secondary market investors should Use FICO Score 10T? View this video of Jim Wehmann, Executive Vice President, FICO talking with Joe Seidel, Chief Operating Officer of SIFMA on why the newest and most powerful FICO credit scoring model yet is the proven and reliable choice for secondary market investors world-wide. Watch now
- Ready to migrate? Get the FICO Score 10T migration guide