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31 de março de 2015

FICO Now Offers Consumers Access to 19 Versions of the FICO® Score Used Most Frequently by Lenders for Mortgages, Auto Loans, Credit Cards

31 de março de 2015

19 versions of the FICO® Score represent approximately 95 percent of all FICO® Scores sold and used by lenders

SAN JOSE, Calif. — March 31, 2015 — FICO (NYSE:FICO), the predictive analytics and decision management software company, today announced it is providing consumers with access to the 19 most commonly used versions of the FICO® Score from the three major credit bureaus at myFICO.com. Together, these 19 score versions represent approximately 95 percent of FICO® Scores sold and used by lenders.

The offering from FICO enables consumers to quickly understand their overall credit health. Consumers can view their base FICO® Score 8 along with their credit reports and the additional versions of their FICO® Scores from all three major credit bureaus — Experian, TransUnion and Equifax. The additional scores include the versions that most U.S. lenders use for mortgage, auto and credit card lending.

This unprecedented level of transparency is intended to help consumers navigate a complex credit environment in which lenders use different versions of the FICO® Score for different types of lending decisions.

"In addition to increasing transparency, providing access to the most commonly used versions of the FICO® Score addresses a very important issue – the confusion caused by so-called 'educational' scores and rarely used scores that are altogether different than FICO® Scores," said Geoff Smith, FICO’s vice president for Consumer Scores.  "We want to help people understand the scores lenders are actually using – FICO® Scores – so they can become savvier consumers of credit products."

The scores available at myFICO.com include six versions of the FICO® Score from TransUnion, six versions of the FICO® Score from Equifax, and seven versions of the FICO® Score from Experian. These versions of the FICO® Score will also be made available to qualified FICO resellers and affinity clients that make FICO® Score-based products available to their customers.

More than 10 billion FICO® Scores were sold to businesses last year, and the scores are used in 90 percent of lending decisions in the US.

Sobre a FICO
A FICO (NYSE: FICO) é uma grande empresa de software analítico que ajuda empresas em mais de 90 países a tomar melhores decisões que levem a níveis mais elevados de crescimento, rentabilidade e satisfação do cliente. O uso inovador que a empresa faz do Big Data e de algoritmos matemáticos para prever o comportamento do consumidor está transformando setores inteiros. A FICO fornece software analítico e ferramentas utilizadas em vários setores para gerenciar riscos, combater a fraude, construir relacionamentos mais rentáveis com os clientes, otimizar operações e cumprir regulamentações governamentais rigorosas. Many of our products reach industry-wide adoption. These include the FICO® Score, the standard measure of consumer credit risk in the United States. As soluções da FICO utilizam padrões de código aberto e computação em nuvem para maximizar a flexibilidade, acelerar a implementação e reduzir os custos. A empresa também ajuda milhões de pessoas a gerenciar sua qualidade de crédito pessoal.

FICO: Make every decision count™. Learn more at www.fico.com.

For FICO news and media resources, visit www.fico.com/news.

FICO and “Make every decision count” are trademarks or registered trademarks of Fair Isaac Corporation in the United States and in other countries.

Contatos da sala de imprensa

Greg Jawski
Américas

greg.jawski@porternovelli.com
+1 212-601-8248

Darcy Sullivan
Europa, Oriente Médio e África

dsullivan@fico.com
+44 (0) 209-940-8719

Saxon Shirley
Pacífico Asiático

saxonshirley@fico.com
+65 6422-7795

Marisa Arribas
América Latina

marisaarribas@fico.com
+1 786 482 7231

Milla Delfino
América Latina

milladelfino@fico.com
+55 11 97673-6583