FICO Research Brief: Impact of the CRAs’ Enhanced Public Record Standards on FICO® Scores
Consumer reporting agencies (CRAs) — Experian®, Equifax® and TransUnion® — are changing the data standards and service level requirements of the public record data they maintain.
There is more than one type of credit score, but FICO® Scores are used in 90% U.S. of lending decisions1 , making FICO® Scores the most widely used credit scores.
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