E-agro
How Bradesco’s agribusiness innovation is transforming rural finance with FICO® Platform

Case Study
How FICO® Platform transformed Rural Finance in Brazil. R$1B+ credit granted to 52,000+ farmers through digital innovation. 70% faster approvals, transparent AI decisioning. Expanding financial inclusion for small-midsize agribusiness operations across underserved regions.
Client: E-agro, digital platform developed by Bradesco to simplify and improve access to rural credit for farmers
Challenge: Expand access to timely, affordable, and sustainable credit for small and midsize farmers through digital innovation.
Solution: FICO Platform for real-time, digital-first decisioning embedded in an agribusiness solution.
Results: Achieved over R$1B in credit granted and R$500M in marketplace transactions, reflecting the platform’s performance since its launch. Reduced contract lead times by 70%, completed 2,000+ complex credit deals.