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The following FICO products are protected by patents in the U.S. and other countries. This website is provided to comply with the virtual patent marking provisions of the America Invents Act. The following list of FICO products may not be all inclusive, and other FICO products not listed here may be protected by one or more patents.
FICO® Analytic Cloud: Protected by U.S. Patent No. 9,690,575. Additional patents may be pending in the U.S. and other countries.
FICO® Analytic Modeler Decision Tree Professional: Protected by U.S. Patent No. 7,930,196. Additional patents may be pending in the U.S. and other countries.
FICO® Analytic Modeler Scorecard Professional: Protected by U.S. Patent No. 8,984,022. Additional patents may be pending in the U.S. and other countries.
FICO® Blaze Advisor® decision rules management system: Protected by U.S. Patent Nos. RE43,474; 6,865,566; 6,965,889; 6,968,328; 6,993,514; 7,000,199; 7,152,053; 7,277,875; 7,428,519; 7,613,671; 7,831,526; 7,835,932; 7,930,196; 7,937,335; 8,099,376; 8,200,609; 8,237,716; 8,280,836; 8,730,241; 9,483,236; 9,990,270; 10,133,562; Indian Patent No. 240176 and Chinese Patent No. ZL2004 8 0015675.8. Additional patents may be pending in the U.S. and other countries.
FICO® Card Alert Service: Protected by U.S. Patent Nos. 7,761,379; 7,945,515; 10,115,153 and Canadian Patent No. 2,367,462. Additional patents may be pending in the U.S. and other countries.
FICO® Collection Score: Protected by U.S. Patent Nos. 7,191,150 and 7,536,348. Additional patents may be pending in the U.S. and other countries.
FICO® Credit Capacity Custom Solution: Protected by U.S. Patent No. 7,970,676 and 8,099,356. Additional patents may be pending in the U.S. and other countries.
FICO® Decision Management Suite: Protected by U.S. Patent Nos. RE43,474; 6,865,566; 6,965,889; 6,968,328; 6,993,514; 7,152,053; 7,188,169; 7,277,875; 7,428,519; 7,613,671; 7,702,576; 7,774,272; 7,813,981; 7,835,932; 8,099,376; 8,312,389; 8,682,762; 9,632,847; 9,690,575; 10,180,861; 10,380,508; Indian Patent No. 240176 and Chinese Patent No. ZL2004 8 0015675.8. Additional patents may be pending in the U.S. and other countries.
FICO® Decision Modeler: Protected by U.S. Patent Nos. RE43,474; 6,865,566; 6,965,889; 6,968,328; 6,993,514; 7,000,199; 7,152,053; 7,277,875; 7,428,519; 7,613,671; 7,831,526; 7,835,932; 7,930,196; 7,937,335; 8,099,376; 8,200,609; 8,237,716; 8,280,836; 8,730,241; Indian Patent No. 240176 and Chinese Patent No. ZL2004 8 0015675.8. Additional patents may be pending in the U.S. and other countries.
FICO® Decision Optimizer: Protected by U.S. Patent No. 7,689,528. Additional patents may be pending in the U.S. and other countries.
FICO® Economic Calibration Service: Protected by U.S. Patent No. 8,706,596. Additional patents may be pending in the U.S. and other countries.
FICO® Economic Impact Custom Solution: Protected by U.S. Patent No. 8,706,596. Additional patents may be pending in the U.S. and other countries.
FICO® Economic Impact Index: Protected by U.S. Patent No. 8,706,596. Additional patents may be pending in the U.S. and other countries.
FICO® Economic Impact Service: Protected by U.S. Patent No. 8,706,596. Additional patents may be pending in the U.S. and other countries.
FICO® Falcon® Cybersecurity Analytics: Protected by U.S. Patent Nos. 7,961,857; 8,559,607; 8,677,129; 8,805,836; 8,824,648; 9,191,403; 9,438,570; 9,531,738 and Patent No. 1889461 in Bulgaria, France, Germany, Italy, Poland, Turkey and the United Kingdom and Patent No. 2005381 in France, Germany and the United Kingdom. Additional patents may be pending in the U.S. and other countries.
FICO® Falcon® Fraud Manager: Protected by U.S. Patent Nos. 6,597,775; 6,691,136; 6,850,606; 7,158,622; 7,191,150; 7,263,506; 7,376,618; 7,457,401; 7,536,348; 7,672,833; 7,756,783; 7,761,379; 7,853,526; 7,860,783; 7,945,515; 7,961,857; 8,001,597; 8,025,220; 8,027,439; 8,027,947; 8,032,448; 8,041,597; 8,065,233; 8,078,569; 8,090,648; 8,121,962; 8,131,615; 8,150,744; 8,296,205; 8,296,225; 8,332,338; 8,355,896; 8,401,946; 8,548,137; 8,559,607; 8,567,669; 8,600,870; 8,645,301; 8,676,726; 8,677,129; 8,683,586; 8,694,427; 8,706,545; 8,805,836; 8,824,648; 9,704,195; 9,773,227; 9,953,321; 10,102,530; 10,115,153; 10,242,540; 10,367,888; 10,373,061 and Patent No. 1889461 in Bulgaria, France, Germany, Italy, Poland, Turkey and the United Kingdom and Patent No. 6196216 in Japan. Additional patents may be pending in the U.S. and other countries. FICO® Falcon® Fraud Manager may also be referred to as FICO® Falcon® Platform.
FICO® Fraud Predictor with Merchant Profiles: Protected by U.S. Patent Nos. 6,597,775; 6,691,136; 6,850,606; 7,158,622; 7,191,150; 7,263,506; 7,376,618;; 7,457,401; 7,536,348; 7,672,833; 7,756,783; 7,761,379; 7,853,526; 7,860,783; 7,945,515; 7,961,857; 8,001,597; 8,025,220; 8,027,439; 8,027,947; 8,032,448; 8,041,597; 8,065,233; 8,078,569; 8,090,648; 8,121,962; 8,131,615; 8,150,744; 8,296,205; 8,296,225; 8,332,338; 8,355,896; 8,401,946; 8,548,137; 8,559,607; 8,567,669; 8,600,870; 8,645,301; 8,676,726; 8,677,129; 8,683,586; 8,694,427; 8,706,545; 8,805,836; 8,824,648; 9,704,195; 9,773,227; 9,953,321; 10,102,530; 10,115,153; 10,242,540; 10,367,888; 10,373,061 and Patent No. 1889461 in Bulgaria, France, Germany, Italy, Poland, Turkey and the United Kingdom and Patent No. 6196216 in Japan. Additional patents may be pending in the U.S. and other countries.
FICO® Falcon® Intelligence Network: Protected by U.S. Patent No. 10,367,888. Additional patents may be pending in the U.S. and other countries.
FICO® Identity Resolution Engine: Protected by U.S. Patent Nos. 6,665,677; 6,839,714; 6,853,997; and 9,660,869. Additional patents may be pending in the U.S. and other countries.
FICO® Insurance Fraud Manager: Protected by U.S. Patent Nos. 7,263,492; 7,379,880; 7,418,431; 7,702,576; 7,774,272; 7,778,846; 7,813,937; 7,813,944; 7,813,981; 8,214,232; 8,219,415; 8,639,522; 8,666,757; Australian Patent No. 771843; Canadian Patent No. 2,380,587 and New Zealand Patent No. 517170. Additional patents may be pending in the U.S. and other countries.
FICO® LiquidCredit® service: Protected by U.S. Patent Nos. 7,356,503 and 7,734,522. Additional patents may be pending in the U.S. and other countries.
FICO® Marketing Solutions Suite: Protected by U.S. Patent Nos. 7,343,294; 7,672,865; 8,682,762; 8,768,743; 9,721,267 and 9,785,890. Additional patents may be pending in the U.S. and other countries.
FICO® Model Builder: Protected by U.S. Patent Nos. 7,000,199; 7,895,139 (Data Spiders™ module); 7,930,196; 8,255,423; 8,984,022; 9,367,520; 9,483,727 and 10,366,342. Additional patents may be pending in the U.S. and other countries.
FICO® Payment Integrity Platform: Protected by U.S. Patent Nos. 7,263,492; 7,379,880; 7,418,431; 7,702,576; 7,774,272; 7,778,846; 7,813,937; 7,813,944; 7,813,981; 8,214,232; 8,219,415; 8,639,522; 8,666,757; Australian Patent No. 771843; Canadian Patent No. 2,380,587 and New Zealand Patent No. 517170. Additional patents may be pending in the U.S. and other countries.
FICO® Origination Manager: Protected by U.S. Patent No. 9,990,270. Additional patents may be pending in the U.S. and other countries.
FICO® Strategic Default Custom Analytic: Protected by U.S. Patent No. 8,751,378. Additional patents may be pending in the U.S. and other countries.
FICO® TONBELLER™ Siron™ AML: Protected by U.S. Patent No. 10,373,061. Additional patents may be pending in the U.S. and other countries.
FICO® Transaction Scores: Protected by U.S. Patent No. 8,078,569. Additional patents may be pending in the U.S. and other countries.
FICO® TRIAD® Customer Manager: Protected by U.S. Patent Nos. 7,000,199; 7,130,853 (FICO® TRIAD® Analytic Datamart); 7,383,215; 7,831,526; 7,930,196; 7,937,335; 7,953,695 (FICO® TRIAD® Analytic Datamart); 8,200,609; 8,200,693; 8,237,716; 8,266,090; 8,280,836; 8,312,389 and 8,730,241. Additional patents may be pending in the U.S. and other countries.
myFICO® service and products: Protected by U.S. Patent Nos. 7,280,980; 7,711,635; 8,001,041 and 8,078,524. Additional patents may be pending in the U.S. and other countries.
FICO’s Marks are FICO’s intellectual property and are important and valuable assets of the company. Any use of FICO Marks that is inconsistent with these Usage Requirements, or other unauthorized use of FICO Marks or marks that are confusingly similar to FICO Marks, may violate FICO’s legal rights. FICO appreciates your compliance with these Usage Requirements and will take steps to protect the FICO Marks against improper use and infringement. FICO reserves the right to object to any use of FICO Marks (or anything confusingly similar to a FICO Mark) that FICO deems to be unlawful under the circumstances, even if that use is not expressly prohibited by these Usage Requirements.
These Trademark and Logo Usage Requirements (“Usage Requirements”) set forth FICO’s rules for third parties using or referring to FICO’s brand names, trademarks, service marks, product and service names, logos, and slogans (collectively referred to as “FICO Marks”). They apply to all non-FICO parties using or making reference to FICO Marks unless a separate license agreement applies. Other requirements apply to FICO licensees and are set forth in a specific license agreement.
You may refer to FICO products and services by their appropriate FICO Mark (other than logos and stylized marks), so long as such references (a) are truthful, fair, and not misleading, and (b) comply with these Usage Requirements.
You should never use FICO logos or stylizations of FICO Marks unless you have a license agreement or other explicit written permission from FICO to do so.
Always use the proper trademark symbol (™, sm, or ®) immediately following at least the first reference to the trademark on any page.
The exception to the above rule is when the “FICO” name is used as our company name, as opposed to an identifier of one of our products or services. In this case you should not use the ® symbol.
The following examples illustrate the correct use of ™, sm, or ® and the use of the trademark as an adjective with the correct generic noun or phrase:
FICO® Blaze Advisor® decision rules management system
FICO® Falcon® Fraud Manager
FICO® TRIAD® Customer Manager
Check the list of FICO trademarks below to verify how the FICO Marks should appear.
Assuming your use of a FICO trademark is permitted, you should always acknowledge that FICO owns the trademark. If it is not clear from the context of the use of the FICO Mark (e.g., FICO® Scores), you should include a separate acknowledgment. The acknowledgment should appear in legible type in any materials in which a FICO Mark appears. The following language is acceptable:
“FICO and [Insert FICO Marks used] are trademarks and/or registered trademarks of Fair Isaac Corporation.”
Materials that mention FICO only:
“FICO is a registered trademark of Fair Isaac Corporation.”
Remember that the inclusion of a trademark symbol and acknowledgment does not turn an improper use of a FICO Mark into a proper use or entitle you to use any FICO Mark in a way prohibited by law or otherwise not allowed under these Usage Requirements.
Do not use any FICO Mark, and do not adopt a “look and feel” with respect to any publication or Web site, in a way that might cause confusion about the relationship between FICO and any other party or any non-FICO product or service (e.g., as to source, origin, sponsorship, or endorsement).
Do not incorporate any FICO Mark into your own product names, service names, trademarks, logos, or company names, and do not adopt marks or logos that are confusingly similar to any FICO Marks.
Do not use or reproduce any FICO logos unless you have explicit written permission to do so.
Do not use any FICO Marks as a meta tag for your web pages.
Do not use any FICO Mark or any confusingly similar words as your domain names or as parts of your domain names.
Do not use any FICO Mark or any confusingly similar words as the alphabetic equivalent of a phone number (e.g., 1-800-GET-FICO).
Do not use FICO Marks as Internet search “keywords” or in any other way that is intended to or has the effect of directing traffic to a non-FICO Web site.
Do not state or imply that you have or are claiming rights in any FICO Mark.
Do not use FICO Marks in any improper way that would disparage FICO, its subsidiaries, its products, or its services (i.e., unfair competition, false or misleading, etc.).
Any questions regarding these Usage Requirements should be directed to email@example.com.
These Trademark and Logo Usage Requirements were originally posted on October 15, 2003. FICO reserves the right to change these Usage Requirements at any time by posting a revised version on this Web site.
FICO Trademarks in the United States and/or Other Countries:
Best Next Action™ technology
Context Vectors™ technology
Data Distillery™ engagement
Data Spiders™ module
Fair Isaac® Advisors
Fair Isaac® Advisors P&L Insight Service
FICO® Action Segments
FICO® Affordability Calculator
FICO® Alternate Lending Platform
FICO® Alternative Deal Structure
FICO® Analytic Cloud
FICO® Analytic Consulting
FICO® Analytic Modeler Decision Tree
FICO® Analytic Modeler Decision Tree Professional
FICO® Analytic Modeler for R
FICO® Analytic Modeler Scorecard
FICO® Analytic Modeler Scorecard Professional powered by Xeno®
FICO® Analytic Offer Manager
FICO® Analytic Services
FICO® Analytics Workbench™
FICO® Analytics Workbench™ for Unstructured Data
FICO® Application Fraud Manager
FICO® Application Risk Models
FICO® Application Studio
FICO® Auto Score
FICO® Bankcard Score
FICO® Bankruptcy Score
FICO® Basel II Analytic Services
FICO® Basics 1B
FICO® Benchmark Reporting Services
FICO® Big Data Analyzer Powered by Karmasphere
FICO® Big Data Management Platform
FICO® Bladeworks® Identity Search Manager
FICO® Blaze Advisor® decision rules management system
FICO® Capital Optimisation Analytic Service
FICO® Card Alert Service
FICO® Card Compromise Manager
FICO® Cash Credit Score based on NBKI Data
FICO® CECL Impairment Solution
FICO® Centralized Decision Service
FICO® Claims Fraud Solution
FICO® Click Conversion Score™
FICO® Cloud Agent Manager
FICO® Cognitive Analytics
FICO® Collection Score
FICO® Collection Optimization
FICO® Collections and Recovery Current State Assessment
FICO® Consumer Credit Bureau Characteristics Library
FICO® Consumer Fraud Control
FICO® Contact Builder
FICO® Credit Capacity Custom Solution
FICO® Credit Capacity Index™
FICO® Credit Health Index
FICO® Credit Line Optimizer
FICO® Custom Characteristic Library
FICO® Custom Collection & Recovery Models
FICO® Custom Credit Education Tools
FICO® Custom Decision Optimization
FICO® Custom Models
FICO® Custom Score
FICO® Customer Communication Services
FICO® Customer Communication Services for Collections
FICO® Customer Communication Services for Fraud
FICO® Customer Communication Services for Originations
FICO® Customer Data Integration
FICO® Customer Dialogue Manager
FICO® Customer Experience Consulting
FICO® Customer Experience Optimizer
FICO® Customer Management Current State Assessment
FICO® Customer Management Health Assessment
FICO® Cyber Score
FICO® Data Orchestrator
FICO® Debt Manager™ Solution
FICO® Decision Central™
FICO® Decision Management Platform
FICO® Decision Management Platform Streaming
FICO® Decision Management Suite
FICO® Decision Management Suite Hub
FICO® Decision Modeler
FICO® Decision Optimizer
FICO® Decision Strategy Hub.
FICO® Decision Studio
FICO® Decisions Workbench™
FICO® Deposit Behavior Score
FICO® Deposit Fee Refund Solution
FICO® DMN Modeler
FICO® Economic Impact Custom Solution
FICO® Economic Impact Index
FICO® Economic Impact Service
FICO® Empirical Score
FICO® Engagement Analyzer
FICO® Enhanced Credit Solutions
FICO® Enterprise Risk Suite
FICO® Essential 1B
FICO® Expansion Score
FICO® Expert Models
FICO® Extended Score (in Mexico only)
FICO® Falcon® Assurance Navigator
FICO® Falcon® Cybersecurity Analytics
FICO® Falcon® Cyber Threat Score
FICO® Falcon® Fraud Manager (may also be referred to as FICO® Falcon® Platform)
FICO® Falcon® Fraud Predictor with Merchant Profiles
FICO® Falcon® Platform
FICO® Falcon® X
FICO® Financial Crimes Studio
FICO® Fraud Current State Assessment
FICO® Fraud Resolution Manager
FICO® Fraud Score
FICO® Global Identity Manager
FICO® Identity Resolution Engine
FICO® Identity Ultimate
FICO® IFRS 9 Impairment Solution
FICO® Implementation Services
FICO® Industry Benchmarking
FICO® Industry Score
FICO® Insurance Fraud Manager
FICO® Insurance Scores
FICO® LiquidCredit® service
FICO® Loan Amount Estimator
FICO® Loss Forecasting Platform
FICO® Marketing Accelerator Service
FICO® Master File Characteristic Library
FICO® Medication Adherence Score
FICO® Merchant Monitoring Solution
FICO® Merchant Onboarding Solution
FICO® MIRA™ Claims Advisor for Reserving
FICO® Mobile Security Analytics
FICO® Model Builder
FICO® Model Builder for Big Data
FICO® Model Builder for Decision Trees
FICO® Model Executor (for SPLM or PMML)
FICO® Model Translator (for SPLM)
FICO® Mortgage Portfolio Optimization
FICO® Mortgage Response Analyzer
FICO® Mortgage Risk Analyzer
FICO® Mortgage Score / FICO® Mortgage Score 1.0 Powered by CoreLogic®
FICO® NextGen Score
FICO® Optimization Modeler
FICO® Optimization Solution for Alternative Deal Structure
FICO® Optimization Solution for Collection Placements
FICO® Optimization Solution for Collection Strategy
FICO® Optimization Solution for Deposit Pricing
FICO® Optimization Solution for Manufacturers
FICO® Optimization Solution for Marketing Offers
FICO® Optimization Solution for Mortgage Pricing
FICO® Origination Manager
FICO® Origination Manager Analytic Module
FICO® Origination Manager Application Processing Module
FICO® Origination Manager Data Acquisition Module
FICO® Origination Manager Decision Module
FICO® Origination Manager Essentials
FICO® Originations Current State Assessment
FICO® Payment Integrity Platform
FICO® PlacementsPlus® service
FICO® PMML Model Executor
FICO® Portfolio Stress Testing
FICO® Predictive Analytics
FICO® Premium Protector
FICO® PreScore® Service
FICO® PrescreenNow™ Service
FICO® Pricing Optimization
FICO® Propensity Scores for Health Care
FICO® Rating Scale Service
FICO® Real-Time Experience Manager
FICO® Retail Bank Offer Manager
FICO® Retail Fraud Manager
FICO® Revenue Score
FICO® Risk Adjusted Portfolio Optimizer
FICO® Risk Intervention Manager
FICO® Safe Driving Score
FICO® SBSS℠ Rescore Service
FICO® Score 1B Report
FICO® Score 3B Report
FICO® Score 9
FICO® Score Adoption Guide
FICO® Score Adoption Services
FICO® Score Delivery Service
FICO® Score Diagnostic Service
FICO® Score Economic Calibration Service
FICO® Score Estimator
FICO® Score for International Markets
FICO® Score Meter
FICO® Score for NBKI (Russia only)
FICO® Score Open Access
FICO® Score Open Access for Credit and Financial Counseling (C&FC)
FICO® Score Simulator
FICO® Score for South Africa
FICO® Score Suite
FICO® Score Trends Service
FICO® Score Validation Service
FICO® Score Watch®
FICO® Score X Data
FICO® Score XD
FICO® Security Score Panel
FICO® Security Score Portrait
FICO® Security Score Profile
FICO® Segmentation Models
FICO® Small Business Scoring Service℠ solution (or SBSS℠ solution)
FICO® SME score
FICO® Solution Stack
FICO® Strategic Default Custom Analytic
FICO® Strategy Design Service
FICO® Strategy Director
FICO® Strategy Impact Service
FICO® Text Analyzer
FICO® TONBELLER® Siron® Anti-Financial Crime Solutions
FICO® TONBELLER® Siron® ACM
FICO® TONBELLER® Siron® AML
FICO® TONBELLER® Siron® Embargo
FICO® TONBELLER® Siron® KYC
FICO® TONBELLER® Siron® RAS
FICO® TONBELLER® Siron® RCC
FICO® TONBELLER® Siron® TCR
FICO® Track 1B
FICO® Transaction Scores
FICO® TRIAD® Cloud Edition
FICO® TRIAD® Customer Manager
FICO® Ultimate 3B
FICO® Visual Insights Studio
FICO® Xpress Optimization
FICO® Xpress Executor
FICO® Xpress Insight
FICO® Xpress Solutions
FICO® Xpress Solver
FICO® Xpress Workbench
Make Every Decision Count™
Placement Optimizer℠ solution
Property PredictR® Insurance Score
See how lenders see you℠
Segmentation ART™ module
Signal Box™ technology
The score lenders use®
The Score That Matters®
TONBELLER® Compliance Solutions
Your Credit Score Matters™
Questions about FICO trademarks and their usage may be referred to firstname.lastname@example.org.
Fair Isaac Corporation
181 Metro Drive
San Jose, CA 95110
Corporation Service Company
2711 Centerville Road, Suite 400
Wilmington, DE 19808
200 Smith Ranch Road
San Rafael, CA 94903, USA
London SE1 2QP
Tel: +44 (0207) 940 8718
Fair Isaac Corporation provides products and services that enable businesses to automate, improve and connect decisions to enhance business performance.
Fair Isaac Corporation is a public company with securities traded on the New York Stock Exchange (NYSE:FICO).
William J. Lansing – President and Chief Executive Officer; Michael J. Pung – Executive Vice President and Chief Financial Officer; Mark R. Scadina – Executive Vice President, General Counsel and Secretary; Dr. Stuart C. Wells – Executive Vice President and Chief Technology Officer; Wayne E. Huyard – Executive Vice President of Sales, Marketing and Services; James M. Wehmann – Executive Vice President, Scores; Richard S. Deal – Executive Vice President and Chief Human Resources Officer; Steven P. Weber – Vice President, Treasurer and Investor Relations; Michael S. Leonard – Vice President, Chief Accounting Officer; Nancy E. Fraser – Vice President and Assistant Corporate Secretary; Patricia G. Gillis – Assistant Treasurer; Thomas J. Colling – Assistant Treasurer
Braden R. Kelly, Chairman of the Board – Partner at Health Evolution Partners; William J. Lansing – Chief Executive Officer of Fair Isaac Corporation; A. George Battle – Former CEO and Executive Chairman of Ask Jeeves, Incorporated; James D. Kirsner – Former Chief Financial Officer and head of Barra Ventures at Barra, Inc.; Eva Manolis – Former Vice President of Amazon.com Inc.; Marc F. McMorris – Managing Director and Co-Founder, Carrick Capital Partners; Joanna Rees – Managing Partner at West; David A. Rey – Former Executive Vice President and Chief Client Relationship Officer of UnitedHealth Group
The following requirements apply to all content contained on the Web site having the primary URL of fico.com (referred to below as the “FICO Web Site”):
Everything that appears on the FICO Web Site, including articles, graphics, photographs, and other information, individually and as a collective whole, as well as the “look and feel” of the FICO Web Site (all of which is referred to as the “Content”), is protected under the copyright laws of the United States and applicable international copyright laws and treaties. No display, copying, modification, publication, performance, reverse engineering, or redistribution of the Content by any method is permitted except as provided in these Usage Requirements.
The copyrights in the Content are owned by Fair Isaac Corporation (“FICO”) or by third parties who have licensed their materials to FICO. These third-party materials are also copyrighted, and no copying, modification, or redistribution is permitted without the express written permission of FICO and the third party. The following applies to all FICO materials on the FICO Web Site: Limited License to Copyrighted FICO Materials
Except for Content identified as being licensed from a third party, you may download, store, print, and copy selected portions of the Content for your own personal, noncommercial use, provided that:
FICO does allow “fair use” of limited portions of the FICO Content for quotations, references, research, etc., as allowed by applicable law.
Any use described in the foregoing paragraph must be complete, accurate, and not misleading, and must not delete or modify any copyright or trademark notices. Any publication or display of Content must clearly disclose that the Content is the copyrighted property of FICO and that additional information can be found at www.fico.com.
An example of an appropriate disclosure notice is: “This information is provided by Fair Isaac Corporation, and is used with permission. Copyright © Fair Isaac Corporation. All rights reserved. Further use, reproduction, or distribution is governed by the FICO Copyright Usage Requirements, which can be found at www.fico.com.”
For more information on FICO, including media contact information, please refer to the “News” section of www.fico.com.
In general, use of Content for commercial purposes is prohibited. For example, without FICO’s express written permission, you may not: Use any Content to sell, market, or promote any other product or service; Use or refer to any Content in any way that expresses or implies any sponsorship or endorsement by FICO or is otherwise likely to mislead consumers into thinking that any third-party Web sites, materials, products, or services are provided, created, sponsored, or endorsed by or affiliated with FICO.
Affiliate Partners of FICO may obtain consent to use portions of our Content. Please see Reprint or Reuse Permission below for instructions.
Except as expressly stated above, you may not copy, download, print, publish, display, perform, distribute, transmit, transfer, translate, modify, add to, create derivative works from, update, abridge or in any other way transform or adapt all or any part of the Content without first obtaining written permission from FICO. Any rights not expressly granted herein are reserved. No license is granted to any HTML or other code incorporated into the FICO Web Site. Any license granted hereunder does not allow you to misstate or mischaracterize the Content or any position taken by FICO, including reproducing portions of the Content out of context in a way that is likely to be misleading to any person. Any license granted under these Usage Requirements will terminate automatically if you breach any of these Usage Requirements.
If you would like to use materials published on the FICO Web Site in ways not authorized by this limited license, you must first obtain written permission from FICO. Contact us at email@example.com or write to us at:
200 Smith Ranch Road
San Rafael, CA 94903
Please describe the specific content and your proposed use in reasonable detail.
Version and Right to Make Changes
These Copyright Usage Requirements were posted on October 15, 2003 and updated on August 11, 2010. FICO reserves the right to change these Usage Requirements at any time by posting a revised version on the FICO Web Site.