FICO^® Score Open Access

With FICO^® Score Open Access, FICO extends the license on FICO^® Scores you already purchase for account risk management decisions, enabling you to display those scores to your end customers. Using those scores, which are already resident in your customer database, you create your customer experience through your paper statements, online banking and/or mobile channel. To support your channel displays, FICO provides a digital asset package for the key branding elements, including the FICO^® Score logo lockup and FICO^® Score Meter. You incorporate FICO-written educational content, "Understanding FICO^® Scores" and "Frequently Asked Questions about FICO^® Scores", into your website for customer self-service. Leveraging dedicated FICO Implementation Consultants and a Planning Guide, you’ll quickly be on your way to opening the door to better customer relationships.

‌  Disclose to your customers the FICO^® Scores you purchase to make your account risk management decisions - with no additional score fees charged by FICO.

‌  Design your own customer experience using FICO's branding guidelines, choosing delivery frequency and channels

  Disclose two key factors which most impacted a customer's FICO^® Score.

‌  Optionally include a 12-month historical FICO^® Score trend and the FICO^® Score Meter, indicating the strength of a customer's FICO^® Score.

‌  Provide comprehensive FICO consumer credit education content and frequently asked questions.

‌  Leverage a dedicated FICO Implementation Consultant and FICO’s Implementation Planning Guide for best practices and successful implementation.

‌  Train your customer service and other frontline staff through the FICO^® Score eLearning course.