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Happy FICO employee.

About Us

Powering decisions that help people and businesses around the world prosper.

FICO (NYSE: FICO) is a leading analytics software company, helping businesses in 90+ countries make better decisions that drive higher levels of growth, profitability and customer satisfaction.

Our Company

FICO at a Glance

FICO’s groundbreaking use of Big Data and mathematical algorithms to predict consumer behavior has transformed entire industries. The company provides analytics software and tools used across multiple industries to manage risk, fight fraud, build more profitable customer relationships, optimize operations and meet strict government regulations. Many of our products reach industry-wide adoption — such as the FICO® Score, the standard measure of consumer credit risk in the United States. FICO solutions leverage open-source standards and cloud computing to maximize flexibility, speed deployment and reduce costs. The company also helps millions of people manage their personal credit health.

Founded in 1956, FICO introduced analytic solutions such as credit scoring that have made credit more widely available, not just in the United States but around the world. We have pioneered the development and application of critical technologies behind decision management. These include predictive analytics, business rules management and optimization. We use these technologies to help businesses improve the precision, consistency and agility of their complex, high–volume decisions.

A Global Presence

FICO has offices throughout the world serving industries including financial services, health care, insurance, automotive, public sector, retail, pharmaceuticals, telecommunications, travel and hospitality, media and entertainment, high tech and utilities.

 

Fortune 500 Clients

FICO clients include more than half of the top 100 banks in the world, more than 600 personal and commercial line insurers in North America and Europe including the top 10 US personal lines insurers, 400+ retailers and general merchandisers, including one-third of the top 100 U.S. retailers, 95 of the 100 largest financial institutions in the U.S., and all the 100 largest U.S. credit card issuers and more.

Did you know?

Credit cards up close.
2.5 Billion
2.5 billion credit cards globally are protected by FICO Fraud Systems.
Skyline of bank buildings.
95%
95% of the largest financial institutions in the US are FICO Clients.
San Francisco Golden Gate bridge.
1956
Founded in 1956, FICO has a 50+ year history of data and analytics excellence.
Signing patent paperwork.
130+
130+ patents have been granted for FICO’s analytics and decision management technology.
Documents with charts.
100 Billion
100 billion FICO® Scores have been sold to date making FICO the most used credit score in the world.
Happy FICO Employee with headphones on.
3,400+
3,400 employees and industry experts around the world make FICO a truly diverse company.
Man getting a home loan.
3/4
3/4 of all home loan originations are given based on the comprehensive insights given by the FICO® Score.
Woman grocery store cashier.
400+
400+ retailers and general merchandisers use FICO products and solutions, including one-third of the top 100 U.S. retailers.
Hacker looking at computer in the dark.
$90 Billion
$90 billion dollars is saved every year by FICO products and solutions making FICO a world leader against crime.
Credit cards up close.
2.5 Billion
2.5 billion credit cards globally are protected by FICO Fraud Systems.
Skyline of bank buildings.
95%
95% of the largest financial institutions in the US are FICO Clients.
San Francisco Golden Gate bridge.
1956
Founded in 1956, FICO has a 50+ year history of data and analytics excellence.
Signing patent paperwork.
130+
130+ patents have been granted for FICO’s analytics and decision management technology.
Documents with charts.
100 Billion
100 billion FICO® Scores have been sold to date making FICO the most used credit score in the world.
Happy FICO Employee with headphones on.
3,400+
3,400 employees and industry experts around the world make FICO a truly diverse company.
Man getting a home loan.
3/4
3/4 of all home loan originations are given based on the comprehensive insights given by the FICO® Score.
Woman grocery store cashier.
400+
400+ retailers and general merchandisers use FICO products and solutions, including one-third of the top 100 U.S. retailers.
Hacker looking at computer in the dark.
$90 Billion
$90 billion dollars is saved every year by FICO products and solutions making FICO a world leader against crime.

Fico History

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Fico History
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Leadership

Leader

William J. Lansing CEO

A 30-year veteran of the technology industry, William Lansing most recently served as CEO and president of InfoSpace, a position he held from February 2009 to November 2010. Previously, he served as CEO and president of ValueVision Media. Mr. Lansing also served as a partner of General Atlantic Partners, a global private equity investment firm. Prior to his work at General Atlantic, Mr. Lansing served as CEO of NBC Internet, an integrated Internet media company. He has also held several leadership positions in organizations including Fingerhut Companies, General Electric, Prodigy and McKinsey & Company. Mr. Lansing has served on the board of directors of FICO since February 2006, and he has served as a director of other public companies, including Digital River and RightNow Technologies. He holds a B.A. from Wesleyan University and a J.D. from Georgetown University. Mr. Lansing resides in California with his wife and three children. In his off time he enjoys snowboarding, running, mountain biking, and traveling.

Wayne Huyard

Wayne Huyard Executive Vice President, Sales, Services and Marketing

Wayne Huyard serves as FICO’s EVP of global sales, marketing and services. Wayne brings more than thirty years of business leadership experience from companies such as Oracle, RightNow Technologies, Cerberus Capital Management, Verizon and MCI. A proven growth leader, Wayne has created significant stakeholder value across multiple industries with success leading all business disciplines and sales channels from consumer to enterprise to government in the Americas, Europe and Asia. Wayne launched a NASDAQ-traded enterprise and pursued major public policy agendas. Wayne is well known as a motivational leader with a business-first mentality rooted in sincerity, self-awareness and drive.

Dr. Stuart C. Wells

Dr. Stuart C. Wells Executive Vice President, Chief Product and Technology Officer

With more than 20 years of diverse management experience, Stuart Wells is a software industry veteran with a proven ability to catalyze and commercialize innovative technologies. At FICO, he is responsible for leading the global product and technology organization. Prior to his appointment as chief product and technology officer, he spent two years at FICO consulting on a range of projects, including leading cross-functional planning for the launch of enterprise solutions in the areas of fraud management, debt management and originations. Prior experience included senior leadership roles with Sun Microsystems, Avaya and other top technology businesses. Dr. Wells holds bachelor’s, master’s and doctorate degrees in electrical and electronic engineering from Heriot-Watt University in Edinburgh, Scotland, an MBA from Santa Clara University, and a certificate from the Stanford Executive Program.

Mark R. Scadina

Mark R. Scadina Executive Vice President, General Counsel and Corporate Secretary

Mark Scadina joined FICO in 2007 as senior vice president, general counsel and corporate secretary. Before joining FICO, Mr. Scadina was executive vice president, general counsel and secretary of Liberate Technologies, a leading provider of interactive services software founded by Oracle and Netscape. Prior to that, Mr. Scadina was vice president and general counsel of InterTrust Technologies, the pioneer in digital rights management solutions. Earlier in his career, Mr. Scadina practiced law in the Silicon Valley office of Pennie & Edmonds. Mr. Scadina received his law degree from U.C. Berkeley School of Law and holds a BS degree in computer engineering from Santa Clara University.

Michael (Mike) J. Pung

Michael (Mike) J. Pung Executive Vice President, Chief Financial Officer and Investor Relations

Mike Pung joined FICO in 2004 as vice president, Finance, and oversees the finance and investor relations functions for the company. He has more than 20 years of financial leadership experience in both entrepreneurial and Fortune 500 companies, including Hubbard Broadcasting, Inc., U.S. Satellite Broadcasting, and Deluxe Corporation. In addition, Mr. Pung served as an audit manager with Deloitte & Touche. He holds a BSBA in Accounting from the University of North Dakota.

Rich Deal

Rich Deal Executive Vice President, Chief Human Resources Officer

Richard Deal leads FICO’s Human Resources function focused on attracting, engaging, developing and deploying talent through innovative human capital management strategies. He joined FICO in January, 2001 from Arcadia Financial Ltd., where he held the executive HR role for three years. Prior to that, he held a number of senior HR positions supporting the mortgage and corporate trust divisions of U.S. Bancorp in Minneapolis. Mr. Deal has extensive experience leading acquisition integration activities, building compensation and performance management systems and developing leadership competencies. He holds a bachelor’s degree from the University of Wisconsin and a master’s degree in Industrial/Organizational Psychology from Purdue University.

Jim Wehmann

Jim Wehmann Executive Vice President, Scores

James M. Wehmann is executive vice-president responsible for the Scores business unit. Prior to working at FICO, Jim was senior vice president, global marketing at Digital River, a leading provider of cloud commerce solutions. During nearly nine years with the company, he was responsible for developing, marketing, selling and executing the company’s marketing services offerings. Prior to joining Digital River in 2003, Jim served as vice president of marketing at Brylane, Inc., where he was responsible for all aspects of marketing strategy and brand management for the company’s largest division. Before that he was responsible for new customer acquisitions as senior vice president of marketing for one of the country’s largest credit card issuers, Bank One. He also spent nearly eight years at Fingerhut Companies, Inc., where, as senior vice president, marketing, he developed and implemented segmented credit marketing strategies. Jim is a graduate with distinction of the Kellogg School of Management, where he earned a Master of Business Administration. He earned his Bachelor of Science from the Carlson School of Management at the University of Minnesota.

William J. Lansing

William J. Lansing CEO


A 30-year veteran of the technology industry, William Lansing most recently served as CEO and president of InfoSpace, a position he held from February 2009 to November 2010. Previously, he served as CEO and president of ValueVision Media. Mr. Lansing also served as a partner of General Atlantic Partners, a global private equity investment firm. Prior to his work at General Atlantic, Mr. Lansing served as CEO of NBC Internet, an integrated Internet media company. He has also held several leadership positions in organizations including Fingerhut Companies, General Electric, Prodigy and McKinsey & Company. Mr. Lansing has served on the board of directors of FICO since February 2006, and he has served as a director of other public companies, including Digital River and RightNow Technologies. He holds a B.A. from Wesleyan University and a J.D. from Georgetown University. Mr. Lansing resides in California with his wife and three children. In his off time he enjoys snowboarding, running, mountain biking, and traveling.

Wayne Huyard

Wayne Huyard Executive Vice President, Sales, Services and Marketing


Wayne Huyard serves as FICO’s EVP of global sales, marketing and services. Wayne brings more than thirty years of business leadership experience from companies such as Oracle, RightNow Technologies, Cerberus Capital Management, Verizon and MCI. A proven growth leader, Wayne has created significant stakeholder value across multiple industries with success leading all business disciplines and sales channels from consumer to enterprise to government in the Americas, Europe and Asia. Wayne launched a NASDAQ-traded enterprise and pursued major public policy agendas. Wayne is well known as a motivational leader with a business-first mentality rooted in sincerity, self-awareness and drive.

Dr. Stuart C. Wells

Dr. Stuart C. Wells Executive Vice President, Chief Product and Technology Officer


With more than 20 years of diverse management experience, Stuart Wells is a software industry veteran with a proven ability to catalyze and commercialize innovative technologies. At FICO, he is responsible for leading the global product and technology organization. Prior to his appointment as chief product and technology officer, he spent two years at FICO consulting on a range of projects, including leading cross-functional planning for the launch of enterprise solutions in the areas of fraud management, debt management and originations. Prior experience included senior leadership roles with Sun Microsystems, Avaya and other top technology businesses. Dr. Wells holds bachelor’s, master’s and doctorate degrees in electrical and electronic engineering from Heriot-Watt University in Edinburgh, Scotland, an MBA from Santa Clara University, and a certificate from the Stanford Executive Program.

Mark R. Scadina

Mark R. Scadina Executive Vice President, General Counsel and Corporate Secretary


Mark Scadina joined FICO in 2007 as senior vice president, general counsel and corporate secretary. Before joining FICO, Mr. Scadina was executive vice president, general counsel and secretary of Liberate Technologies, a leading provider of interactive services software founded by Oracle and Netscape. Prior to that, Mr. Scadina was vice president and general counsel of InterTrust Technologies, the pioneer in digital rights management solutions. Earlier in his career, Mr. Scadina practiced law in the Silicon Valley office of Pennie & Edmonds. Mr. Scadina received his law degree from U.C. Berkeley School of Law and holds a BS degree in computer engineering from Santa Clara University.

Michael (Mike) J. Pung

Michael (Mike) J. Pung Executive Vice President, Chief Financial Officer and Investor Relations


Mike Pung joined FICO in 2004 as vice president, Finance, and oversees the finance and investor relations functions for the company. He has more than 20 years of financial leadership experience in both entrepreneurial and Fortune 500 companies, including Hubbard Broadcasting, Inc., U.S. Satellite Broadcasting, and Deluxe Corporation. In addition, Mr. Pung served as an audit manager with Deloitte & Touche. He holds a BSBA in Accounting from the University of North Dakota.

Rich Deal

Rich Deal Executive Vice President, Chief Human Resources Officer


Richard Deal leads FICO’s Human Resources function focused on attracting, engaging, developing and deploying talent through innovative human capital management strategies. He joined FICO in January, 2001 from Arcadia Financial Ltd., where he held the executive HR role for three years. Prior to that, he held a number of senior HR positions supporting the mortgage and corporate trust divisions of U.S. Bancorp in Minneapolis. Mr. Deal has extensive experience leading acquisition integration activities, building compensation and performance management systems and developing leadership competencies. He holds a bachelor’s degree from the University of Wisconsin and a master’s degree in Industrial/Organizational Psychology from Purdue University.

Jim Wehmann

Jim Wehmann Executive Vice President, Scores


James M. Wehmann is executive vice-president responsible for the Scores business unit. Prior to working at FICO, Jim was senior vice president, global marketing at Digital River, a leading provider of cloud commerce solutions. During nearly nine years with the company, he was responsible for developing, marketing, selling and executing the company’s marketing services offerings. Prior to joining Digital River in 2003, Jim served as vice president of marketing at Brylane, Inc., where he was responsible for all aspects of marketing strategy and brand management for the company’s largest division. Before that he was responsible for new customer acquisitions as senior vice president of marketing for one of the country’s largest credit card issuers, Bank One. He also spent nearly eight years at Fingerhut Companies, Inc., where, as senior vice president, marketing, he developed and implemented segmented credit marketing strategies. Jim is a graduate with distinction of the Kellogg School of Management, where he earned a Master of Business Administration. He earned his Bachelor of Science from the Carlson School of Management at the University of Minnesota.