Analytics & ML
Leverage our patented AI techniques to develop your advanced analytics and train your ML models to deeply understand and predict customer behavior.

It uses real-time data integration and advanced analytics to assess the appropriate product to market and pre-emptively offer to each individual consumer. It also delivers speed and agility to allow banks and lenders to drive growth.
By plugging into FICO’s entire risk decisioning and analytic capabilities, delivered via the cloud and without the need for choppy, time-consuming batch processing, smaller lenders now successfully compete against bigger players, thanks to new, smarter, automated, and risk-aware consumer prescreened credit offers.
With more than 60 years’ innovation and pioneering work in predictive analytics, machine learning, and artificial intelligence, FICO Platform provides a complete, end-to-end set of composable capabilities that empower you to uniquely address a vast spectrum of use cases — right across the customer lifecycle.
It’s the unique combination of Data, Insights, Actions, and Outcomes that delivers a differentiated approach to AI decisioning — at speed and at scale. It enables you to achieve a competitive advantage you would typically only experience with a fully custom approach — where your unique know-how and intelligence are kept secret — while lowering your costs and speeding up the time to market.
Leverage our patented AI techniques to develop your advanced analytics and train your ML models to deeply understand and predict customer behavior.
Make more precise, consistent, and intelligent decisions across your enterprise with expert control over your decision logic.
Give your business users the crystal ball they need to creatively explore ideas, respond to emerging trends, and build better decisions.
Inform your decisions and enrich your insights with signals from third-party data and other alternative data sources.
Choreograph your intelligence to animate customer journeys by weaving data, insights, and actions into positive, memorable, and valuable moments in your customers lives.
Get more machine learning projects into production by leveraging a shared library of derived data attributes across your enterprise.
Unleash the power of mathematical optimization — use high-performance solvers to model business problems and calculate the best possible decision to maximize your desired outcomes.
Ensure your configuration drives the desired outcomes by testing and validating business services across FICO® Platform.
Can you prevent first-party, third-party, and synthetic identity fraud and provide customers with great service?
Deliver superior fraud protection experiences and prevent debit and credit card fraud before it happens.
ARM enables faster time to “yes” by approving loan applicants quicker, driving increased profitability, streamlining your operations, and reducing regulatory risk.
Outshine the competition and reach new heights. Predictive analytics and enhanced customer onboarding give you the power to achieve portfolio growth while staying within resource constraints.
More than 30 years of continuous, proven fraud-fighting innovation, powered by artificial intelligence and machine learning.
One size doesn't fit all. Deliver the right offers, when and where it matters.
Is friction interfering with your seamless onboarding experience and hampering your new customer growth?