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Deliver faster, smarter digital credit offers at speed and scale.


Win more business and acquire new customers with personalized prescreen offers.


Faster, smarter, and cost-effective prescreened credit card deals will ensure you win and retain the right customers.


Pre-emptive, well-informed consumer insight will help target your credit offers and ensure you win a greater market share and a higher return on investment.


Flexible FICO technology and know-how puts you in the driver’s seat when it comes to prescreened offers, quickly making adjustments as goals, financial circumstances, credit scores, and resources change.


FICO’s real-time prescreen solution is a key component of FICO® Platform.

It uses real-time data integration and advanced analytics to assess the appropriate product to market and pre-emptively offer to each individual consumer. It also delivers speed and agility to allow banks and lenders to drive growth.

By plugging into FICO’s entire risk decisioning and analytic capabilities, delivered via the cloud and without the need for choppy, time-consuming batch processing, smaller lenders now successfully compete against bigger players, thanks to new, smarter, automated, and risk-aware consumer prescreened credit offers.



With more than 60 years’ innovation and pioneering work in predictive analytics, machine learning, and artificial intelligence, FICO Platform provides a complete, end-to-end set of composable capabilities that empower you to uniquely address a vast spectrum of use cases — right across the customer lifecycle.

It’s the unique combination of Data, Insights, Actions, and Outcomes that delivers a differentiated approach to AI decisioning — at speed and at scale. It enables you to achieve a competitive advantage you would typically only experience with a fully custom approach — where your unique know-how and intelligence are kept secret — while lowering your costs and speeding up the time to market.


FICO solutions offer a wide range of capabilities, empowering you to make smarter, personalized decisions, streamline operations, and improve the customer experience.

Analytics & ML

Leverage our patented AI techniques to develop your advanced analytics and train your ML models to deeply understand and predict customer behavior.

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Make more precise, consistent, and intelligent decisions across your enterprise with expert control over your decision logic.

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Give your business users the crystal ball they need to creatively explore ideas, respond to emerging trends, and build better decisions.

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External Data Access

Inform your decisions and enrich your insights with signals from third-party data and other alternative data sources.

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Composition & Orchestration

Choreograph your intelligence to animate customer journeys by weaving data, insights, and actions into positive, memorable, and valuable moments in your customers lives.

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Feature Management

Get more machine learning projects into production by leveraging a shared library of derived data attributes across your enterprise.

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Unleash the power of mathematical optimization — use high-performance solvers to model business problems and calculate the best possible decision to maximize your desired outcomes.

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Testing & Validation

Ensure your configuration drives the desired outcomes by testing and validating business services across FICO® Platform.

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Related solutions

Learn how FICO solutions can empower you to make smarter, personalized decisions, streamline operations, and improve the customer experience.

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Offer Personalization

One size doesn't fit all. Deliver the right offers, when and where it matters.


Is friction interfering with your seamless onboarding experience and hampering your new customer growth?

Why let a competitor win your business? Find out more here.

Speak to an Expert

We can connect you directly to an adviser.

Request a Demo

After we learn about your unique needs, we’ll organize a customized demo.

Join the FICO Community

As a customer, you’ll be part of a global network of fellow innovators.
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