Entendendo seus scores da FICO®
What consumers and lenders need to know about the most widely used credit scores in lending decisions. Understand how lenders evaluate credit risk for loans and other credit with FICO Scores.
To Score or Not to Score?
Research explores the minimum amount of data required to build accurate, reliable credit scores
Meet Our 2023 FICO Decisions Awards Judges
Panel of 8 global experts to review outstanding results with AI, machine learning and digital transformation
Average U.S. FICO® Score Stays Steady at 716
Each year, we provide insight into the national average FICO® Score to help ensure consumers have a baseline measure of credit health standing
Financial Wellness: How Banks Can Help Their Customers
What can banks do to assist consumers with their financial health – and can this be profitable?
Continuous Financial Education for Women Small Business Owners
FICO-hosted panel at NAWBO’s 2022 Advocacy Days discusses how financial education impacts access to capital and business growth for small businesses.
Inclusão financeira usando analíticos
How FICO Scoring can help companies make decisions that benefit society
How Might Buy Now, Pay Later Loans Impact FICO® Scores?
Key findings from FICO research on consumer credit files with recently opened Buy Now, Pay Later loans
BNPL in Credit Reports: How Could This Data Impact FICO Scores?
Key findings from FICO research suggests how the inclusion of Buy Now, Pay Later (BNPL) loan data in consumer credit report files could affect FICO Scores
Deep Dive into Distribution of the FICO® Score Across the US
Recent increase in the average FICO® Score is reflective, in part, of impacts that the pandemic has had on U.S. consumers’ credit behavior, credit report, and credit history.
FICO Fact: How Alternative Data Enhances the Accuracy of Consumer Credit Profiles
Developed by FICO in partnership with LexisNexis Risk Solutions and Equifax, FICO® Score XD 2 utilizes alternative data—data not included in the traditional credit bureau file
Top 5 Scores Topics of 2021
Our top FICO Scores posts explored the expansive reach of the FICO® Score suite, as well as dispelling common misconceptions surrounding FICO® Scores.
Fato da FICO: quão atuais são os dados em meu FICO Score?
Os dados refletidos em seu FICO® Score podem ser tão recentes quanto um pagamento informado pelo seu financiador hoje.
FICO Fact: Does FICO’s Minimum Scoring Criteria Limit Consumers’ Access to Credit?
Nos últimos 30 anos, a FICO continuou a analisar a quantidade mínima de dados de bureau de crédito necessários para fornecer ao mercado um FICO® Score confiável e preditivo.
FICO Fact: Do FICO Scores Consider Telco and Utility Data?
A inclusão de informações de pagamento de serviços de telecomunicações e utilitários remonta ao lançamento dos scores da FICO Scores em 1989.
Dê o próximo passo
Conecte-se com a FICO para obter respostas para todas as suas dúvidas sobre produtos e soluções. Tem interesse em se tornar parceiro de negócios? Fale conosco para saber mais. Esperamos falar com você!