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Best Practices in Fraud Management: Q&A with Bob Shiflet

How is application fraud evolving? And what should fraud leaders be doing to manage fraud risk in a digitally connected world?

How Direct Debits Can Help with Persistent Debt and IFRS 9

The introduction of two initiatives in the UK credit card market may see an increase in the promotion and take-up of Directs Debit, and greater flexibility offered to those paying this way.

FICO Data: Warning Signs for New Card Accounts in Ireland

Over the past few months, the percentage of new Irish card accounts that are delinquent has climbed to around 10 %, more than twice the average for UK cards.

Globe Telecom Cuts Delinquencies 40 % Using FICO CCS

Cybersecurity Insurance, AI and Chatbots

Two of today’s hottest tech topics—cybersecurity and artificial intelligence (AI)––were well represented at recent conferences in insurance and banking, respectively: Advisen Cyber Risks Insights Conference and Bank AI Expo. Here’s my take.

Tax Agency Optimization – What Are the Benefits?

Tax agency optimization provides significant revenue collection improvements by balancing resources between competing priorities and workloads.

Today’s Deep Dive: Innovative Unsupervised Learning in AI

This two-part blog unpacks the mysteries of two very different AI techniques: supervised and unsupervised learning.

The Financial Industry’s Digital Transformation

While the financial industry transformation features some of the same elements as their retail counterparts, its origins and intra-competitive responses are unique, and the results are still excitingly in flux.

What Data Do I Need to Fight Application Fraud?

It’s raining data left and right, and you need to start by understanding what data you already have to fight application fraud and where there are gaps.

IoT: Will Your Car Let You Drive Home from the Bar?

In my new post on TechTarget's IoT Agenda, I explore how behavioral analytics could change driving for the better.

Will FCA Proposals Fix the UK's Persistent Debt Problem?

The UK’s Financial Conduct Authority desperately wants to help 3+ million borrowers get out of persistent debt — but will the fixes work the way they want them to?

Will You Turn Your Body into a Human Smartphone?

Are you ready to turn your body into a smartphone? And if you are, how will you secure the data your body transmits?

Top 5 Collections Posts: Getting Ready for IFRS 9 and GDPR

Last year saw collectors making plans to deal with new regulations, as were their colleagues throughout banking. It's no surprise then that the most popular collections posts on the FICO Blog dealt with getting ready for IFRS 9 and GDPR.

Top 5 Fraud & Security Posts: AI Meets AML (and Hackers)

One of the newer applications of artificial intelligence rose to the top of the Fraud & Security blog last year: anti-money laundering. Readers were also keenly interested in learning more about cybersecurity and ATM compromise trends.

Banking Innovation: Why 2018 is the Year it Puts on its Overalls

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