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3 de outubro de 2016
SAN JOSE, Calif. — October 3, 2016 FICO, the world leader in credit scoring, has today announced a new partnership with Lenddo, a specialist in credit and verification technologies. Together, the companies plan to develop a credit risk score for consumers in India who have a limited or no formal credit history.
The collaboration will combine Lenddo’s dedicated knowledge in the use of nontraditional data for scoring and online verification with FICO’s established strength in credit scores that are predictive, transparent and fair.
FICO and Lenddo are developing a score that will give lenders improved certainty around the risk assessment of people with 'thin-files' - those who don't have enough data in their credit report to score. Both companies are committed to the common goal of enhancing financial inclusion around the world.
Richard Eldridge, co-founder and chief executive at Lenddo, said, “We believe that helping qualified low- and middle-income consumers gain access to credit will improve their lives and quite possibly transform Indian society. Defeating the need of a credit history to obtain a loan is essential to bring unserved but qualified consumers into the formal economy and giving them access to mainstream financial institutions. Our partnership with FICO is an excellent match with our expertise and we are keen to work with them to augment the drive for financial inclusion in the world’s fastest growing economy.”
Jim Wehmann, EVP of Scores at FICO, said, “We see our partnership with Lenddo as a great synergy of analytics and scoring innovation, which we hope will give millions of creditworthy individuals access to credit. We already have received a very positive response in India from financial institutions, the regulators and government, and we look forward to announcing more very soon.”
FICO recently also announced a new score in the US market, the FICO® Score XD, which can help lenders extend credit to people who do not have a standard FICO® Score based on credit bureau data.
About Lenddo Lenddo was founded in 2011 to improve financial inclusion for 1 billion people around the world, enabling financial service providers to access and serve new and underserved markets using its disruptive technology and leveraging new sources of digital data, such as mobile-social digital footprints. Lenddo's product suite apart from credit scoring where it processes hundreds of thousands of applications each month globally, includes digital verification and marketing insights solutions.
Learn more at www.lenddo.com
Join the conversation on Twitter at @LenddoFriend
Sobre a FICO FICO (NYSE: FICO) powers decisions that help people and businesses around the world prosper. Founded in 1956 and based in Silicon Valley, the company is a pioneer in the use of predictive analytics and data science to improve operational decisions. FICO holds more than 165 US and foreign patents on technologies that increase profitability, customer satisfaction and growth for businesses in financial services, telecommunications, health care, retail and many other industries. Using FICO solutions, businesses in more than 100 countries do everything from protecting 2,6 billion payment cards from fraud, to helping people get credit, to ensuring that millions of airplanes and rental cars are in the right place at the right time.
Learn more at http://www.fico.com
Join the conversation at https://twitter.com/fico & http://www.fico.com/en/blogs/
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Porter Novelli for FICO
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