Deep Dive into Distribution of the FICO® Score Across the US
Recent increase in the average FICO® Score is reflective, in part, of impacts that the pandemic has had on U.S. consumers’ credit behavior, credit report, and credit history.
Orchestration to Fight the Crescendo of Scams and Fraud
Orchestration (of both data and process) is one of the most potent weapons in fighting scams and fraud, and FICO enables potent orchestration capabilities.
Secure Digital Banking and Customer Communications
When it comes to secure digital banking, customers don’t mind if you overcommunicate - in fact, there are many areas where you can pester them a little
Hiperpersonalização + analíticos prescritivos para ofertas do cliente
Increase conversion rates by 20%–100% while improving sales margins and customer retention with hyper-personalization, optimization and omnichannel campaigns
Explainability in Fraud Management — What to Focus On Now
Explainability in fraud management covers everything from how fraud systems work to how their models are trained to how they are fueled by the right data
UK Cards Trends: Good Performance Despite Rising Living Costs
The FICO UK Credit Card Market Report for January 2022 shows strong financial management by consumers, but concerns remain over UK cards trends as fuel and other costs rise
Mibanco Expands Microlending, Helps Customers During Pandemic
Largest microfinance bank in Latin America has used FICO Platform’s Decisions Capability to boost lending capacity and respond quickly during the pandemic
Comunicação proativa com o cliente para prevenção de fraudes
As expectativas em relação à comunicação com o cliente estão evoluindo e os bancos que não estão à altura das necessidades (incluindo prevenção de fraudes) podem encontrar altas taxas de churn.
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