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UK Credit Market Report June 2021: Spending Tops 2019 Level

Credit card spend 3,5% higher than June 2019, suggesting some households are benefitting from pandemic savings, but not everyone is confident in financial position

8 Risks Open Banking Poses to Financial Crime Compliance

Existing AML, counter-terrorist funding and KYC processes need attention due to the new ways third-party providers work under Open Banking

3 Success Stories Show Customer-Centric Decisions Pay Off

From South America to South Africa, businesses are using centralized decisioning to connect with customers

The Role of Decision Orchestration in Financial Platforms

Just as every orchestra needs a conductor, decision orchestration keeps all the rules and processes firing at the right times in your system

FICO a Finalist in Car Finance Awards for Work with Volvo

From three days to seconds: cloud-hosted FICO Platform helps Care by Volvo approve applications in real-time

NFTs and Money Laundering - Are Fraudsters Becoming Artists?

As non-fungible tokens fetch millions of dollars in auctions, it raises questions about the connection between NFTs and AML

Low-Orbit Satellites May Improve Banking for Developing World

The next era of global digital transformation may offer cheaper, more accessible internet for all, improving banking for the developing world

Diversity and Governance: AI Breaks into the Boardroom

Dr. Scott Zoldi in conversation with Vanessa Colella, Chief Innovation Officer, Citi, Head of Citi Ventures & Citi Productivity

Measuring Financial Resilience: Edinburgh Scoring Conference

Na conferência de Scores de Crédito de Edimburgo de 2021, nós abordaremos as inovações de scores que podem melhorar as decisões em todos os diferentes cenários econômicos

ACH Fraud Is Rising — And New NACHA Measure Leaves Gaps

The NACHA WEB Debit rule increases fraud detection but more is needed to protect consumers

Master Debt Collection Now – Before It’s Too Late

The time to invest in collections technology and improve your processes is now, not when the pandemic-driven debt tsunami hits

UK Credit Card Data Shows Cardholder Caution

Markedly lower increase in card spend shows how consumers are reacting to the 'new normal'

Women in Credit Awards Recognize Two More FICO Leaders

Michelle Beetar and Cecilia Fernandez de Cordoba named as finalists for their work in Africa and credit software development

Who Defaults when Bankcard Accommodations End? Resilience Matters

Uma nova perspectiva sobre clientes que renovam acordos de pagamento de cartões de banco.

Lenders Should Consider Using "Pooled Models" When Making Originations Decisions

Using pooled models in addition to bureau scores can help creditors make more precise, value-based decisions at the origination stage.

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