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Procure-to-Pay, 3 Ways Analytics Reduces Risks and Costs

Authorised Push Payment Fraud Leapt 44% in UK - Analysis

UK Finance noted that authorised push payment fraud was up by 44% in 2018 - but what does this leap actually show?

Celebrating Women in Financial Services for International Women's Day

FICO celebrated International Women's Day on March 8 with an inspirational talk from Sally Relova, senior vice president of Credit Risk at Wells Fargo.

Grupo Fleury Streamlines Demand Planning with FICO Platform

“Our challenge was to adapt available technologies to managing demand planning processes for a diagnostic medicine business,” said Eduardo Bianchetti, Grupo Fleury.

How Santander Polska Automated Collections - and Won

Santander Bank Polska has achieved a 160 percent uplift in automated collections since using FICO® Customer Communication Services to execute multi-channel customer communications.

How Application Fraud Checks Affect European Applicants

It can be difficult to determine the impact that application fraud controls have on customers – so we asked 2.000 customers across four European countries.

UK Auto Buyers Shift to Online Auto Financing - Slowly

In a new FICO survey, 21% of UK buyers got online auto financing, vs. 15 percent last year, an increase of almost 33 percent.

Is £90 Billion in Unused Exposure on UK Cards a Problem?

With over £40 billion of unused exposure on inactive UK cards and over £50 billion on active UK cards there is the potential for huge losses if consumers start to eat into these limits.

Managing Persistent Debt, Static Delinquency and IFRS 9

When we look at how card issuers are dealing with three key factors — the performance of delinquent credit card portfoli...

2019 US Consumer Survey of Vehicle Finance Perceptions: 5 Takeaways

Meet Marta Czerep, a FICO Data Scientist in the DataIQ 100

“Marta epitomises everything that the DataIQ 100 list is about — a smart, data-literate, committed, international practitioner who is putting her skills to work for the benefits of clients and their customers."

Myth Busting with Clever Girl Finance and Jenelle Dito, FICO® Score Open Access Program

UK Cards Delinquencies Show Troubling Trends

Our analysis of UK cards data from the FICO Benchmarking Service has revealed some troubling trends in UK cards delinquencies. All average delinquent balances reached over two-year highs in the fourth quarter of 2018.

"Static Delinquency" Trends Show Opportunity for UK Issuers

Following on from evaluating the roll rate results, this blog looks at the static delinquency levels, accounts remaining at the same level of delinquency.

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