"I'm Scott Zoldi and I've authored 95 patents on AI, machine learning and various analytic techniques. I'm Chief Analytics Officer of FICO. Ask me Anything.*

PSPs are now actively implementing strategies to help them meet their SCA obligations, so what are the key factors they should consider?

As one of the first companies to use the FICO Falcon Platform's machine-learning adaptive analytics capability, EnterCard is able to rapidly respond to shifts in fraud patterns.

FICO Scores R&D has empirically investigated potential benefits and risks associated with using some of the latest AI and machine learning approaches for credit scoring.

Customers could thwart PSPs' plans for Strong Customer Authentication if they don't know about it in advance.

The reports note that the FICO TONBELLER Siron AML and KYC products are “mature, proven solutions with substantial out-of-the-box features.

Banks and fintechs and other FIs have an opportunity to help customers affected by federal shutdown with flexible collection solutions.

Due to all the fines and scandals in 2018, I am convinced that AI will play a more important role in financial crime compliance.

Debt restructures are challenging in markets with increasing interest rates, as many organisations impose policy restrictions that virtually prevent reasonable restructures.

Neural networks are a powerful form of machine learning, but their black box nature often defies explainability. We have found a solution to this problem.

How are regulations changing approaches to collections and recovery? Those discussions drove the most-viewed posts on the FICO Blog last year in the Collections & Recovery category. Here are the top five posts from 2018.