Simulações digitais: a arma secreta para solucionar questões complexas
Digital simulations allow you to safely hypothesize and test “what if” scenarios and use the resulting insights to push through pain points in your business.
Real-Time Payments: What’s Ahead, and How to Fight Fraud
With more than 70 billion real-time payments last year worldwide, the risk of fraud is also growing in this relatively new channel
Debunking the Top-3 Pooled Model Myths
Best Practices: Must-have checklist for winning pooled models
Contextual Intelligence - A New Tool in the War Against Fraud
Contextual intelligence puts the right amount of data into the appropriate context, at specific moments in the customer journey
How is the Pandemic Driving Digital Transformation in Account Opening?
Top 5 takeaways from FICO 's North American consumer survey on Digital Account Opening
More Than 232 Million US Consumers Can Be Scored by the FICO Score Suite
Using alternative data, FICO® Score suite delivers more reliable credit scores
The Impact of COVID-19 on Credit Card Payments
Credit card trends for payments and delinquencies show similar patterns in the US, the UK and Canada, though extra savings and government support are masking the pandemic's impact
How Pooled Models Help You Say “Yes” To More Good Credit Applicants
Build Stronger, More Profitable Portfolios with Pooled Models that Drive Smarter Originations Decisions
The Impact of COVID-19 on Credit Card Trends - US, UK, Canada
Looking at trends for activity, utilization, spend, balances, usage, interest reveals new focus areas for issuers
Average U.S. FICO® Score at 716, Indicating Improvement in Consumer Credit Behaviors Despite Pandemic
O FICO Score é uma medida padrão, independente e ampla do risco de crédito
FICO Applauds FHFA Inclusion of Rental Data in Underwriting
A FHFA e a Fannie Mae dão um passo significativo em direção ao uso de dados alternativos
UK Credit Market Report June 2021: Spending Tops 2019 Level
Credit card spend 3,5% higher than June 2019, suggesting some households are benefitting from pandemic savings, but not everyone is confident in financial position
8 Risks Open Banking Poses to Financial Crime Compliance
Existing AML, counter-terrorist funding and KYC processes need attention due to the new ways third-party providers work under Open Banking
3 Success Stories Show Customer-Centric Decisions Pay Off
From South America to South Africa, businesses are using centralized decisioning to connect with customers
The Role of Decision Orchestration in Financial Platforms
Just as every orchestra needs a conductor, decision orchestration keeps all the rules and processes firing at the right times in your system
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