FICO® Small Business Scoring Service℠
Reliably and consistently minimize the data, time, and expense of assessing a small business applicants’ credit risk.

Overview
Say “yes” to the right applicants faster and build a healthy portfolio of commercial accounts
FICO® Small Business Scoring Service℠ (SBSS℠) is recognized as the industry leader in assessing the risk of US small business credit applicants.
SBSS is delivered via our FICO® LiquidCredit® Service infrastructure and brings the speed of consumer lending to your small business lending decisions. With SBSS, you can make decisions in hours, not days, improving customer satisfaction and helping you attract more small businesses.
Features
More profitable small business credit portfolios
Make objective, consistent decisions
Base scoring on analysis of rich pooled data
Variable models
Define & configure policy rules
Cloud-based deployment
Enabling Technologies
AI, Machine Learning and Advanced Analytics
Drive small business portfolio profitability (without adding risk) through FICO’s pioneering AI and advanced analytic offerings for onboarding and origination.
Cloud
Provide small business lending that is safe, scalable, and cloud-powered to improve solution flexibility, ROI, and extensibility.
Platform
Effortless, engaging small business lending that is powered by the industry-leading FICO® Platform. Start simple for fast time-to-value, and then easily add digital sophistication.
From the FICO Blog

The Ballad of the Small Banker: An SBA Lender’s Experience with PPP Loans

Looking Ahead and Preparing for a Post-Coronavirus World
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How Small Banks Can Protect Their Customers & Portfolio Amid the COVID-19 Crisis
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How Small Banks Can Respond to the Coronavirus Outbreak and Help Businesses Survive
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How Small Banks can Capture more Market Share of the Small Business Lending Market
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How to Merge the Art and Science of Small Business Lending
Read moreMake small business lending decisions in hours, not days.
Want to make faster and better small business lending decisions, improve customer and member satisfaction, and attract more profitable small businesses? Get in touch with one of our experts or request a demo.