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Business Simulation for Insurance: Best Practices and Getting Started

Business simulation can provide both the experimentation and the guardrails helping insurance companies explore multiple paths to success

Tendencias comparativas de la industria de tarjetas de crédito de EE. UU.: actualización del 2023° trimestre de 2011

Higher prices keep customers in a pinch from making on-time payments
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El programa FICO Score Open Access alcanzó una meta de 250 millones de cuentas de crédito financiero

Program improves transparency by enabling financial institutions to provide customers with free access to the actual FICO® Score used by lenders for credit decisions and risk management

Card Skimming and Other Fraud Types Continue to Grow - US Data

Debit card skimming continues to grow in the U.S. - albeit slower than last year - while other fraud like scams and first party fraud impact consumers and banks alike

El solicitante "sin éxito" de hoy puede ser el cliente rentable a largo plazo de mañana

Rechazar automáticamente a los solicitantes sin un registro de buró de crédito puede ser una oportunidad perdida de inclusión financiera

Rising Delinquencies in Canada Point to Need for Stress Testing

Canadian cards data for the second quarter of 2023 shows the need for lenders to project unexpected rapid shock to portfolios, staffing, and expenses

Empowering Lenders in India: Advanced Analytics for Debt Collection

Discover how FICO's advanced data analytics is empowering lenders in India to enhance debt collections strategies.

UK Cards: FICO Data Shows Delinquencies and Spend Are Rising  

The impact of stubbornly high inflation is evident in changing patterns on UK credit cards 
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FICO® Score XD - Cómo funciona

Giving lenders the ability to identify credit ready, previously unscorable borrowers

Hyper-Personalization for Payments and Fraud Protection

With looming regulatory changes and shifting customer expectations, banks need to give hyper-personalized experiences to customers to help stop scam payments

Using Real-Time Communications to Defend Against Fraud

One effective way for service providers to protect customers against fraud schemes is through automated, real-time, two-way communication and notification

Why Banks Need Context and Orchestration to Fight Against Fraud

A lack of context and orchestration can limit a bank’s ability to stop fraud, while increasing the potential for false positives

Consumer Payment Behavior on Credit Cards Impacted by the Pandemic

The pandemic caused behavioral impacts on credit card payments of consumers for revolving products, where the minimum due is a small percentage of the current credit card balance
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Recobros digitales por defecto: la gestión ágil de las decisiones es clave

Successful players constantly monitor and tune their approach, measure results, and decide on their next experiment.
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El valor de transformarse en una tienda de recobro digital basada en datos: dos años después

How a mainstream performer with the right investment, motivation, and focus can significantly shift needles

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