Increased conversion rates and improved efficiency

Vea cómo FICO ayuda a generar resultados comerciales reales y mejorar las experiencias de los clientes para las principales organizaciones de distintos sectores y lugares del mundo.
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Aumento en las reservas de cuentas nuevas [1]
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decrease in applicants failing to return documents on time [2]
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increase in interactions completed automatically [3]
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increase in human agents freed up to assist applicants [4]
Five small figurines of people in casual clothing scattered on white background
Perspectiva general

Turn more applicants into customers

Prospective customers increasingly choose digital channels, seeking convenience while wanting guidance for complex processes. They desire self-service options but expect support when they need it.

Many organizations struggle with high application abandonment rates caused by unclear, delayed, or inconsistent communications. Manual processes and siloed systems reduce throughput and slow decisions. Limited personalization creates poor applicant experiences that drive prospects away.

Organizations face a core challenge: how to deliver effective customer engagement throughout the origination process without sacrificing operational efficiency. When static, one-way messages, manual touchpoints, or disconnected channels dominate the customer journey, they create unnecessary friction that drives abandonment and delays approvals.

Context-aware omni-channel engagement conducts individualized dialogues at scale — enabling true personalization while maintaining operational efficiency, reducing abandonment, and accelerating approvals.

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Ejecutar mensajes conversacionales y estrategias de mejores prácticas
Elevate static, one-way messaging into interactive engagement through two-way digital dialogues that deliver real-time responses. Enable seamless application submission, request missing information, allow instant documentation uploads, send proactive status updates, guide verification steps, and accelerate approval timelines - reducing abandonment rates and minimizing friction while streamlining the path from application to approval.
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Engage consumers across comprehensive digital channels
Maximize reach and minimize friction with comprehensive digital channel coverage. Whether your customers prefer SMS/RCS, WhatsApp, mobile apps, push notifications, web, email, voice, or IVR, robust channel offerings prevent communication barriers that lead to customer frustration and lost opportunities - with smart escalation paths to human agents when needed.
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Automate and conduct any number of individualized dialogues
Communicate with the speed, courtesy, and compliance of your best agents — boosting operational efficiency by shifting agents to more complex interactions.
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Probado y comprobado
Achieve improved profitability, higher customer satisfaction, enhanced contact resolution rates — all while staying data privacy compliant.

Intelligent, digital omni-channel communications

Leverage FICO’s next-generation approach that combines industry-leading AI decisioning with best-in-class customer communications to transform every interaction into connected experiences.

FICO’s Omni-Channel Engagement Capability for Originations is a flexible technology solution for building, managing, and extending digital communications across the entire customer lifecycle — empowering you to expand beyond originations and unlock greater value in communication and beyond.

Harness the value from every communication touchpoint and transform customer response insights to enrich enterprise intelligence, driving smarter decisions and competitive advantage across the customer lifecycle:

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Enhanced customer engagement

Access rules, analytics, and machine learning technologies that enable business users to develop and deploy strategies faster and smarter.
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Integrated business intelligence

Seamlessly integrate core strategies including segmentation, credit risk assessment, and personalized treatment paths to drive more effective communication decisions.
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Enterprise-wide visibility

Enterprise-wide visibility: Gain unified communications oversight and shared intelligence as you scale across touchpoints — from originations to servicing, collections, and fraud prevention.
Man in dark jacket with phone as blue train speeds past in motion blur

¿Por qué FICO?

Exceed rising consumer expectations and meet business goals with the most advanced communications available.

FICO ofrece de manera exclusiva comunicaciones integrales con los clientes, desde la hiperpersonalización hasta la orquestación omnicanal. Nuestro enfoque de inteligencia unificada proporciona una visibilidad completa de todas las interacciones, lo que garantiza mensajes consistentes, oportunos y relevantes durante todo el ciclo de vida del cliente.

Soluciones

Las soluciones de FICO le ofrecen una amplia variedad de funcionalidades para permitirle tomar decisiones más inteligentes y personalizadas, agilizar sus operaciones y mejorar la experiencia del cliente.

Recobro y recuperación

Decisiones centradas en el cliente para mejorar la eficiencia, la eficacia, el cumplimiento y la satisfacción del cliente de recobros y recuperaciones.

Comunicaciones con los clientes para recobros

Resuelva más deudas con la comunicación omnicanal infundida con IA.

Comunicaciones con los clientes para gestión de clientes

Cree una comunicación fluida a lo largo de todo el recorrido del cliente con una única solución de plataforma empresarial.

Comunicaciones con los clientes para empresas

Gestión inteligente de la comunicación digital con el cliente durante todo el ciclo de vida del cliente.

Comunicaciones con los clientes para casos de fraudes

Una solución de gestión de comunicación digital omnicanal inteligente con el cliente para una resolución de alertas de fraude de baja fricción y seguridad.

Innovaciones relacionadas con el fraude de empresa

Más de 30 años de innovación continua y comprobada en la lucha contra el fraude, impulsada por la inteligencia artificial y el aprendizaje automático.

Admisiones

Abra más cuentas, retenga y aumente su base de clientes sin aumentar la exposición al riesgo.

Gestión de clientes

Las necesidades de sus clientes pueden cambiar en un instante. Monitoree los cambios y desarrolle vistas de 360 grados del cliente en tiempo real sobre el rendimiento de la cuenta con la tecnología avanzada de gestión de clientes de FICO.

Dé el siguiente paso

Descubra cómo FICO puede ayudarle a modernizar las comunicaciones con sus clientes para obtener una ventaja competitiva.
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