Increased conversion rates and improved efficiency

See how FICO helps deliver real business results and better customer experiences for leading organizations across industries and around the world.
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increase in new account bookings [1]
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decrease in applicants failing to return documents on time [2]
%
increase in interactions completed automatically [3]
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increase in human agents freed up to assist applicants [4]
Five small figurines of people in casual clothing scattered on white background
Overview

Turn more applicants into customers

Prospective customers increasingly choose digital channels, seeking convenience while wanting guidance for complex processes. They desire self-service options but expect support when they need it.

Many organizations struggle with high application abandonment rates caused by unclear, delayed, or inconsistent communications. Manual processes and siloed systems reduce throughput and slow decisions. Limited personalization creates poor applicant experiences that drive prospects away.

Organizations face a core challenge: how to deliver effective customer engagement throughout the origination process without sacrificing operational efficiency. When static, one-way messages, manual touchpoints, or disconnected channels dominate the customer journey, they create unnecessary friction that drives abandonment and delays approvals.

Context-aware omni-channel engagement conducts individualized dialogues at scale — enabling true personalization while maintaining operational efficiency, reducing abandonment, and accelerating approvals.

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Execute conversational messages and best practice strategies
Elevate static, one-way messaging into interactive engagement through two-way digital dialogues that deliver real-time responses. Enable seamless application submission, request missing information, allow instant documentation uploads, send proactive status updates, guide verification steps, and accelerate approval timelines — reducing abandonment rates and minimizing friction while streamlining the path from application to approval.
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Engage consumers across comprehensive digital channels
Maximize reach and minimize friction with comprehensive digital channel coverage. Whether your customers prefer SMS/RCS, WhatsApp, mobile apps, push notifications, web, email, voice, or IVR, robust channel offerings prevent communication barriers that lead to customer frustration and lost opportunities — with smart escalation paths to human agents when needed.
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Automate and conduct any number of individualized dialogues
Communicate with the speed, courtesy, and compliance of your best agents — boosting operational efficiency by shifting agents to more complex interactions.
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Tested and proven
Achieve improved profitability, higher customer satisfaction, enhanced contact resolution rates — all while staying data privacy compliant.

Intelligent, digital omni-channel communications

Leverage FICO’s next-generation approach that combines industry-leading AI decisioning with best-in-class customer communications to transform every interaction into connected experiences.

FICO’s Omni-Channel Engagement Capability for Originations is a flexible technology solution for building, managing, and extending digital communications across the entire customer lifecycle — empowering you to expand beyond originations and unlock greater value in communication and beyond.

Harness the value from every communication touchpoint and transform customer response insights to enrich enterprise intelligence, driving smarter decisions and competitive advantage across the customer lifecycle:

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Enhanced customer engagement

Access rules, analytics, and machine learning technologies that enable business users to develop and deploy strategies faster and smarter.
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Integrated business intelligence

Seamlessly integrate core strategies including segmentation, credit risk assessment, and personalized treatment paths to drive more effective communication decisions.
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Enterprise-wide visibility

Enterprise-wide visibility: Gain unified communications oversight and shared intelligence as you scale across touchpoints — from originations to servicing, collections, and fraud prevention.
Man in dark jacket with phone as blue train speeds past in motion blur

Why FICO?

Exceed rising consumer expectations and meet business goals with the most advanced communications available.

FICO uniquely delivers comprehensive customer communications — from hyper-personalization to omni-channel orchestration. Our unified intelligence approach provides complete visibility across all interactions, ensuring consistent, timely, and relevant messaging throughout the customer lifecycle.

Solutions

FICO solutions offer a wide range of capabilities, empowering you to make smarter, personalized decisions, streamline operations, and improve the customer experience.

Collection & Recovery

Customer centric decisions to enhance collections and recovery efficiency, effectiveness, compliance, and customer satisfaction

Customer Communications for Collections

Resolve more debt with AI-infused omnichannel communication.

Customer Communications for Customer Management

Create seamless communication across the entire customer journey with a single enterprise platform solution.

Customer Communications for Enterprise

Intelligent digital customer communication management across the customer lifecycle.

Customer Communications for Fraud

An intelligent omnichannel digital customer communication management solution for low-friction, high-security fraud alert resolution.

Enterprise Fraud Innovations

More than 30 years of continuous, proven fraud-fighting innovation, powered by artificial intelligence and machine learning.

Originations

Open more accounts, retain, and grow your customer base without increasing exposure to risk.

Customer Management

Your customers’ needs can shift in an instant. Monitor changes and develop real-time 360-degree customer views of account performance with FICO’s advanced customer management technology.

Take the next step

Find out how FICO can help you modernize your customer communications to gain a competitive advantage.
Contact Us