Tendencias comparativas de la industria de tarjetas de crédito de EE. UU.: actualización del 2023° trimestre de 2011
Higher prices keep customers in a pinch from making on-time payments
El programa FICO Score Open Access alcanzó una meta de 250 millones de cuentas de crédito financiero
Program improves transparency by enabling financial institutions to provide customers with free access to the actual FICO® Score used by lenders for credit decisions and risk management
Card Skimming and Other Fraud Types Continue to Grow - US Data
Debit card skimming continues to grow in the U.S. - albeit slower than last year - while other fraud like scams and first party fraud impact consumers and banks alike
El solicitante "sin éxito" de hoy puede ser el cliente rentable a largo plazo de mañana
Rechazar automáticamente a los solicitantes sin un registro de buró de crédito puede ser una oportunidad perdida de inclusión financiera
Rising Delinquencies in Canada Point to Need for Stress Testing
Canadian cards data for the second quarter of 2023 shows the need for lenders to project unexpected rapid shock to portfolios, staffing, and expenses
Empowering Lenders in India: Advanced Analytics for Debt Collection
Discover how FICO's advanced data analytics is empowering lenders in India to enhance debt collections strategies.
UK Cards: FICO Data Shows Delinquencies and Spend Are Rising
The impact of stubbornly high inflation is evident in changing patterns on UK credit cards
FICO® Score XD - Cómo funciona
Giving lenders the ability to identify credit ready, previously unscorable borrowers
Hyper-Personalization for Payments and Fraud Protection
With looming regulatory changes and shifting customer expectations, banks need to give hyper-personalized experiences to customers to help stop scam payments
Johnson & Johnson
Desde el abastecimiento de materias primas hasta la navegación de la última milla hasta el cliente, la optimización de la cadena de suministro global garantiza que los productos correctos estén en el lugar correcto en el momento correcto
Using Real-Time Communications to Defend Against Fraud
One effective way for service providers to protect customers against fraud schemes is through automated, real-time, two-way communication and notification
Why Banks Need Context and Orchestration to Fight Against Fraud
A lack of context and orchestration can limit a bank’s ability to stop fraud, while increasing the potential for false positives
Consumer Payment Behavior on Credit Cards Impacted by the Pandemic
The pandemic caused behavioral impacts on credit card payments of consumers for revolving products, where the minimum due is a small percentage of the current credit card balance
Recobros digitales por defecto: la gestión ágil de las decisiones es clave
Successful players constantly monitor and tune their approach, measure results, and decide on their next experiment.
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