Increased debt load poses risk to student loan borrowers
Student loan borrowers’ increasing debt trajectory through the pandemic has been outpacing that of non-student loan borrowers
Student loan borrowers at risk of delinquency when payments resume
Student loan borrowers already exhibiting higher delinquency rates than they did pre-pandemic on some credit products
Executive Summary: Milliman FICO® Score 10 and FICO® Score 10T Model Assessment June 2023
Milliman assessment evaluates updated FICO models coming to mortgage industry
Tendencias comparativas de la industria de tarjetas de crédito de EE. UU.: actualización del 2023° trimestre de 2011
Higher prices keep customers in a pinch from making on-time payments
El solicitante "sin éxito" de hoy puede ser el cliente rentable a largo plazo de mañana
Rechazar automáticamente a los solicitantes sin un registro de buró de crédito puede ser una oportunidad perdida de inclusión financiera
Consumer Payment Behavior on Credit Cards Impacted by the Pandemic
The pandemic caused behavioral impacts on credit card payments of consumers for revolving products, where the minimum due is a small percentage of the current credit card balance
FICO® Score 4
The FICO® Score 4 outperforms prior FICO® Scores in Mexico, offering the precision you need based on a proven blueprint as well as broadens financial inclusion.
FICO® Extended Score 4
FICO® Extended Score 4 can score an additional 8 million consumers in Mexico through the inclusion of household-level data unique to our partner Círculo de Crédito.
‘FICO Drift’: What Is It, and What Causes It?
FICO® Scores rank-order the likelihood of borrowers’ credit repayment risk - the relationship between the FICO Score and repayment odds can and does shift
Critical Ingredient to Identify Healthy Mortgage-Backed Securities
FICO® Scores: A critical element in cash flow analysis for proper valuation.
Las 10 razones principales para migrar a FICO® Score 10T
Leveraging FICO’s heritage of scoring expertise, FICO® Score 10T is built with trended credit data enabling a higher level of predictive power
Tendencias de créditos 2022 en EE. UU. por ciudad y estado
FICO research points to a trend indicating that the average FICO Score on the US population continues to increase since coming out of the Great Recession of the mid to late 2000s.
Prosper Extends Credit Access to 200K Near-Prime Clients with FICO Scores
Pioneer of peer-to-peer lending marketplace in the United States wins FICO® Decisions Award for Financial Inclusion
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