Increased debt load poses risk to student loan borrowers
Student loan borrowers’ increasing debt trajectory through the pandemic has been outpacing that of non-student loan borrowers
Student loan borrowers at risk of delinquency when payments resume
Student loan borrowers already exhibiting higher delinquency rates than they did pre-pandemic on some credit products
Real-Time Payments Fraud: Are New Regulations and Liability Shifts Coming?
The growth of fraud associated with real-time payments has already caused liability and regulatory changes abroad – will it happen in the United States too?
Executive Summary: Milliman FICO® Score 10 and FICO® Score 10T Model Assessment June 2023
Milliman assessment evaluates updated FICO models coming to mortgage industry
Comenzaron los FICO Decisions Awards 2024
¡Convocatoria a expertos en analítica y transformación digital!
China Construction Bank expande su negocio con titulares de tarjetas de crédito millennials utilizando analítica predictiva de Big Data
China’s top bank wins FICO® Decisions Award for business results achieved with the FICO® Score X Data
Tendencias comparativas de la industria de tarjetas de crédito de EE. UU.: actualización del 2023° trimestre de 2011
Higher prices keep customers in a pinch from making on-time payments
Riesgos de múltiples puntajes de crédito
Understanding the Risks of Multiple Credit Scores in Mortgage Lending
El programa FICO Score Open Access alcanzó una meta de 250 millones de cuentas de crédito financiero
Program improves transparency by enabling financial institutions to provide customers with free access to the actual FICO® Score used by lenders for credit decisions and risk management
El solicitante "sin éxito" de hoy puede ser el cliente rentable a largo plazo de mañana
Rechazar automáticamente a los solicitantes sin un registro de buró de crédito puede ser una oportunidad perdida de inclusión financiera
FICO® Score XD - Cómo funciona
Giving lenders the ability to identify credit ready, previously unscorable borrowers
Recobros digitales por defecto: la gestión ágil de las decisiones es clave
Successful players constantly monitor and tune their approach, measure results, and decide on their next experiment.
El valor de transformarse en una tienda de recobro digital basada en datos: dos años después
How a mainstream performer with the right investment, motivation, and focus can significantly shift needles
Presentación de comunicaciones digitales con el cliente a nivel empresarial
The FICO Platform Communication Capability is a dynamic communication tool that offers the ability to digitally engage with customers throughout the lifecycle — from marketing and origination to fraud, collections, and customer management.
Innovaciones en la puntuación: integración exitosa de datos alternativos en sus estrategias para la expansión y la inclusión
The proliferation of alternative data options for expanding credit access raises some real-life questions about practical application
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