Average U.S. FICO® Score Stays Steady at 716
Each year, we provide insight into the national average FICO® Score to help ensure consumers have a baseline measure of credit health standing
Financial Wellness: How Banks Can Help Their Customers
What can banks do to assist consumers with their financial health – and can this be profitable?
FICO Resilience Index Enables Proactive Mortgage Servicing Strategies
FICO® Resilience Index (FRI) augments the FICO Score with an additional dimension of credit risk insight
Continuous Financial Education for Women Small Business Owners
FICO-hosted panel at NAWBO’s 2022 Advocacy Days discusses how financial education impacts access to capital and business growth for small businesses.
Inclusión financiera mediante el uso de analítica
How FICO Scoring can help companies make decisions that benefit society
Medical Collection Removals Have Little Impact on FICO Scores
Based on FICO’s analysis, only 3 % of FICO scorable consumers would be impacted by medical collection removals
How Might Buy Now, Pay Later Loans Impact FICO® Scores?
Key findings from FICO research on consumer credit files with recently opened Buy Now, Pay Later loans
Círculo de Crédito Boosts Financial Inclusion In Mexico For 20M Citizens
Leading Mexican credit bureau wins FICO® Decisions Award for Decision Management Innovation
BNPL in Credit Reports: How Could This Data Impact FICO Scores?
Key findings from FICO research suggests how the inclusion of Buy Now, Pay Later (BNPL) loan data in consumer credit report files could affect FICO Scores
Deep Dive into Distribution of the FICO® Score Across the US
Recent increase in the average FICO® Score is reflective, in part, of impacts that the pandemic has had on U.S. consumers’ credit behavior, credit report, and credit history.
IWD 2022: Breaking the Bias with Data Science
Pioneered by FICO, credit scoring has helped women worldwide get better access to credit, breaking the bias with data science
FICO Fact: How Alternative Data Enhances the Accuracy of Consumer Credit Profiles
Developed by FICO in partnership with LexisNexis Risk Solutions and Equifax, FICO® Score XD 2 utilizes alternative data—data not included in the traditional credit bureau file
Los 5 temas principales sobre puntuaciones del 2021
En nuestras mejores publicaciones sobre FICO Scores analizamos el gran alcance del conjunto FICO® Score y disipamos algunas ideas equivocadas comunes en cuanto a FICO® Scores.
Predicciones de políticas públicas para el 2022: qué se viene para los servicios financieros
Desde oportunidades de banca abierta hasta reglas de sobregiro, estas son mis prediciones en cuanto a cambios en políticas públicas
El rol de gestión del modelo de IA
En conversación con Scott Zoldi, director de analítica de FICO.
Dé el siguiente paso
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