5 formas en que las cooperativas de crédito pueden ser más resilientes con IA y analítica
La IA y otras formas de analítica conductual pueden brindarle información mejor y más procesable sobre las necesidades y el riesgo de los clientes
Hechos de FICO: ¿los criterios de puntuación mínima de FICO limitan el acceso al crédito de los consumidores?
Durante los últimos 30 años, FICO ha analizado la cantidad mínima de datos de burós de crédito que se necesita para ofrecer una FICO® Score confiable y predictiva al mercado.
Hechos de FICO: ¿consideran las FICO Scores los datos de telecomunicaciones y servicios públicos?
La inclusión de la información de pago de telecomunicaciones y servicios públicos se remonta al lanzamiento de las primeras FICO Scores en 1989.
Reduced Revolving Debt: A Key Driver of Improved FICO Scores During Pandemic
Paying down credit card balances, driven by reduced spending, increased savings and awareness, among other factors, helped many consumers show improvement in FICO® Scores.
Measuring Financial Resilience: Edinburgh Scoring Conference
At the 2021 Edinburgh Credit Scoring conference, we will address scoring innovations that can improve decisions in all different economic scenarios
How to Address Portfolio Risk Volatility Through Economic Uncertainty - Part 3
Building resilience into customer management
FICO Showcases New FICO® Resilience Index Insights and Enhanced Predictive Power
Latest version of FICO® Resilience Index delivers significant gains in resilience predictive power for account origination and management across lending industries
How to Address Portfolio Risk Volatility Through Economic Uncertainty - Part 2
Building resilience into customer acquisition...
5 Ways to Protect Yourself Against Tax Refund Fraud
Looking for Your Tax Refund? So Are Fraudsters.
How to Avoid the 5 Most Common Pitfalls when Using the FICO Resilience Index
The 5 ways we have seen FICO Resilience Index misapplied and how to avoid these common pitfalls in order to accelerate successful adoption
FICO Continues Commitment to Alternative Data to Responsibly Increase Credit Access
FICO renuncia a todos sus cargos por los próximos 12 meses para todos los clientes nuevos de FICO Score XD.
Top 5 Scores Posts of 2020: Keeping Credit Flowing During Uncertain Times
Pandemic impact on FICO Scores and the introduction of the FICO Resilience Index
FICO Score 10 Suite disponible en los tres burós de crédito
Lenders gain up to a ten percent predictive lift with FICO Score 10 Suite over previous FICO Score models.
Average U.S. FICO Score at 711, But Uncertainty Abounds
It generally takes some time for the effects of a major macroeconomic event to start to show up in consumers’ credit reports.
Simulated FICO Score Impacts due to Mortgage Forbearance
Analysis identified modest impacts to FICO Scores from forbearance-related potential increases in mortgage balance.
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