Consumer Payment Behavior on Credit Cards Impacted by the Pandemic
The pandemic caused behavioral impacts on credit card payments of consumers for revolving products, where the minimum due is a small percentage of the current credit card balance
FICO® Score 4
The FICO® Score 4 outperforms prior FICO® Scores in Mexico, offering the precision you need based on a proven blueprint as well as broadens financial inclusion.
FICO® Extended Score 4
FICO® Extended Score 4 can score an additional 8 million consumers in Mexico through the inclusion of household-level data unique to our partner Círculo de Crédito.
‘FICO Drift’: What Is It, and What Causes It?
FICO® Scores rank-order the likelihood of borrowers’ credit repayment risk - the relationship between the FICO Score and repayment odds can and does shift
Critical Ingredient to Identify Healthy Mortgage-Backed Securities
FICO® Scores: A critical element in cash flow analysis for proper valuation.
Las 10 razones principales para migrar a FICO® Score 10T
Leveraging FICO’s heritage of scoring expertise, FICO® Score 10T is built with trended credit data enabling a higher level of predictive power
Una nueva herramienta para préstamos más precisos: gestión de riesgos y política en torno a la vivienda
FICO® Resilience Index, eight use cases examined
La historia de dos carteras: el mercado de bonos que aseguran hipotecas (RMBS)
How resilience profiles can benefit the RMBS market
FICO and Chelsea Football Club to Raise Financial Literacy in U.S.
Strategic partnership between Chelsea FC and FICO aims to make a positive impact on the communities where games are played
La historia de dos carteras: el mercado automatizado del valor respaldado por activos (ABS)
How resilience profiles can benefit the auto ABS market
Medición de la resiliencia del consumidor frente al estrés económico por ABS
FICO® Scores are designed to rank-order the expected future payment performance of consumers’ credit obligations based on their credit bureau characteristics, irrespective of the economic environment.
Usar la resiliencia de los prestatarios para comunicar estrategias durante el ciclo de vida del crédito
Consumer Bankers Association Webinar with David Binder Senior Principal Consultant Scores.
FICO® Resilience Index 2
Expand consumer resilience prediction across the credit lifecycle
Why Credit Scores are Crucial to Healthy Securities
The value of asset-backed security is determined by the cash flows generated by the underlying assets and understanding the predictability of those cash flows
Mejores prácticas de validación de FICO® Resilience Index
Four-point checklist to structure an effective analysis
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