La historia de dos carteras: el mercado automatizado del valor respaldado por activos (ABS)
How resilience profiles can benefit the auto ABS market
Forrester The Total Economic Impact™ Of FICO Decision Modeler - Francés
Mejoras en las ganancias y la rentabilidad, productividad y ahorro de costes gracias a la autoría de decisiones simuladas y democratizadas
Medición de la resiliencia del consumidor frente al estrés económico por ABS
FICO® Scores are designed to rank-order the expected future payment performance of consumers’ credit obligations based on their credit bureau characteristics, irrespective of the economic environment.
Usar la resiliencia de los prestatarios para comunicar estrategias durante el ciclo de vida del crédito
Consumer Bankers Association Webinar with David Binder Senior Principal Consultant Scores.
FICO® Resilience Index 2
Expand consumer resilience prediction across the credit lifecycle
Por qué la mayoría de los bancos fracasa en la transformación digital y cómo evitar esas dificultades
How financial services firms can successfully modernize their operations
Why Credit Scores are Crucial to Healthy Securities
The value of asset-backed security is determined by the cash flows generated by the underlying assets and understanding the predictability of those cash flows
Mejores prácticas de validación de FICO® Resilience Index
Four-point checklist to structure an effective analysis
ANZ de Nueva Zelanda
Banco líder de Nueva Zelanda es pionero en modelos de aprendizaje automático explicable para evaluar el riesgo de crédito
Responsible AI: Are European Firms Ready for the Regulators?
As the EU works on an AI Act, FICO research suggests that banks are expanding their use of AI but not necessarily focused on responsible AI
Banco norteamericano destacado
Un banco estadounidense que se encuentra entre los 5 principales utiliza el aprendizaje automático para mejorar de manera responsable las decisiones sobre riesgo de crédito.
Measuring consumer resilience to economic stress using the FICO® Resilience Index
Discover and manage potential latent risk within groups of consumers bearing similar FICO® Scores, without cutting off access to credit for resilient consumers.
Índice de resiliencia de FICO® | Hoja de soluciones
Helping financial institutions more precisely predict a borrower’s resilience to potential future economic disruptions and keep credit flowing during uncertain economic times.
UK Card Spend Reaches Highest Level Since at Least 2006
FICO data shows that inflation and Christmas consumer spending saw a sharp rise in December, while more UK customers missed a payment
Top 5 Customer Development Posts of 2022: Digital Banking and Pricing Opti
The most popular posts in our Customer Development category dealt with digital banking, optimizing credit line increases, loan pricing and machine learning for credit risk models.
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