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UK Cards Data: Increase in Cardholders Missing Two Payments

Many UK credit cardholders who missed one payment in December continued to struggle with their debts in the new year, with a marked increased in two missed payments

UK Card Spend Reaches Highest Level Since at Least 2006

FICO data shows that inflation and Christmas consumer spending saw a sharp rise in December, while more UK customers missed a payment

Top 5 Customer Development Posts of 2022: Digital Banking and Pricing Opti

The most popular posts in our Customer Development category dealt with digital banking, optimizing credit line increases, loan pricing and machine learning for credit risk models.

UK Credit Cards: More Consumers Missing Second, Third Payments

FICO's monthly report on UK credit cards shows some financial resilience on the part of consumers, but a trend toward payment slippage
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Large Global Bank

Banco global mejora el balance entre crecimiento y margen con modelos, métodos y experiencia del usuario coherentes

UK Cards Data: September Data Shows Rising Consumer Stress

The FICO Credit Market Report for September shows a drop in spending and includes an increase in missed payments as cost-of-living pressures take hold
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Impulsar decisiones en todo el ciclo de vida útil energético

Cómo cuatro líderes de energía y servicios públicos están abordando sus desafíos más difíciles con analítica avanzada.
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Herramientas de gestión de clientes de FICO®

The benefits of actively using FICO Customer Management tools and steps to achieving maximum value

UK Card Risk Trends: Summer Data Indicates Challenges Rising

Erratic UK cardholder behaviour over the summer months reinforces challenging conditions for lenders

Meet Our 2023 FICO Decisions Awards Judges

Panel of 8 global experts to review outstanding results with AI, machine learning and digital transformation

UK Credit Card Trends: From 2008 Crash to Cost-of-Living Crisis

Changes in card management, customer behaviour and regulations make card delinquencies and other trends very different from the crash of 2008

Canada Bankcard Industry Benchmarking Trends: Q2 2022 Update

Bank of Canada makes major rate hike and consumer inflation increases; low unemployment rate continues

US Bankcard Industry Benchmarking Trends: 2022 Q2 Update

Bankcard delinquencies continue to rise as growth in the economy slows

UK Credit Card Trends: Cost-of-Living Stress Starts to Show in Data

The signs of the cost-of-living crisis are still limited, with the biggest area of concern being a 3 percent increase in missed payments for new accounts

US Bankcard Industry Benchmarking Trends: 2022 Q1 Update

We are seeing unemployment rates at historical lows, so what is causing US Bankcard delinquency rates to increase?

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