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How Santander US Auto Business Uses FICO® Platform to Expand Credit Access Nationwide

By combining scale with intelligent decisioning, Santander supports buyers from all walks of life, helping them navigate complex financial journeys with confidence.

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For millions of Americans, a car means freedom—but access to financing can be a barrier. Santander Consumer USA, one of the largest auto lenders in the U.S. and part of the global Santander Group, is using FICO® Platform to expand access to responsible auto credit. By combining scale with intelligent decisioning, Santander supports buyers from all walks of life, helping them navigate complex financial journeys with confidence. 

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