Technology is Only Part of the Blueprint

Lo que los consumidores y prestamistas deben saber sobre las puntuaciones de crédito más utilizadas en las decisiones sobre préstamos. Comprenda cómo los prestamistas evalúan el riesgo crediticio de préstamos y otros créditos con FICO Scores.

Consumer reporting agencies (CRAs) — Experian®, Equifax® and TransUnion® — are changing the data standards and service level requirements of the public record data they maintain.

Faster lending decisions that more accurately assess risk of small- and medium-sized enterprises

Reduzca las pérdidas por fraude y detecte el compromiso de los comercios mucho más rápido

There is more than one type of credit score, but FICO® Scores are used in 90 % U.S. of lending decisions, making FICO® Scores the most widely used credit scores.

The benefits of actively using FICO Customer Management tools and steps to achieving maximum value

FICO’s best-in-class analytical models, and the intuitive visualization and investigation interface enables prompt and effective action against fraud

Research explores the minimum amount of data required to build accurate, reliable credit scores

Insights - As lenders reduce or close credit lines to mitigate exposure, new research explores its impact on FICO scores

The most widely-used credit scores are FICO® Scores, the credit scores developed by FICO and available through consumer reporting agencies.

Your first defense against counterfeit card fraud

Expanding Credit Opportunities

Dé a los prestamistas la capacidad de identificar clientes aptos para un crédito a los que antes no se les podía asignar una puntuación.

FICO Optimization Solution for Mortgage Pricing Make the right pricing decisions using advanced analytics