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Medical Collection Removals Have Little Impact on FICO Scores

Based on FICO’s analysis, only 3 % of FICO scorable consumers would be impacted by medical collection removals

UK Credit Card Trends: Cost-of-Living Stress Starts to Show in Data

The signs of the cost-of-living crisis are still limited, with the biggest area of concern being a 3 percent increase in missed payments for new accounts

Cree experiencias de cliente ganadoras sin limitar la eficiencia

Consumers spent hundreds of thousands, even millions, on banking and insurance products over the course of their lifetimes. How can you get them to spent it with you?

FICO® Resilience Index Can Improve Card Account Management

Pandemic Period Results Demonstrate Value of Borrower FICO® Resilience Index Insights

The Role of Data in Managing Fraud and Financial Crime Today

Here are the highlights from the fraud management data discussion I had at FICO World 2022 with Julie Conroy, Head of Risk Insights and Advisory at Aite-Novarica Group

6 Digital Transformation Trends Highlighted at FICO World 2022

From BNPL to automated decisions with a human face, digital transformation trends are changing the way businesses work

Optimización del límite de la tarjeta de crédito: Akbank gana con FICO Analytics

Leading Turkish retail bank wins FICO® Decisions Award for AI, machine learning & optimization using FICO decision optimization technology for credit limits

El know-how de la plataforma de decisiones personaliza la obtención de clientes

La personalización, respaldada por la inteligencia aplicada y la tecnología de plataforma alojada en la nube, ofrece una ventaja competitiva a la hora de ganar clientes

How Might Buy Now, Pay Later Loans Impact FICO® Scores?

Key findings from FICO research on consumer credit files with recently opened Buy Now, Pay Later loans

Meeting Debt Collection Challenges Amid a Squeeze on Income

In order to deal with the rising cost of living and other challenges, anyone managing collections portfolios and effective debt recovery strategies needs these capabilities

US Bankcard Industry Benchmarking Trends: 2022 Q1 Update

We are seeing unemployment rates at historical lows, so what is causing US Bankcard delinquency rates to increase?

Fraud Trends for 2022: Top 5 Includes "Scamdemic" and Bad Bots

FICO's annual conference exposed some of the biggest fraud trends today, from the "scamdemic" to bot attacks

Inteligencia empresarial: 5 pasos para poner fin a un enfoque Whac-a-Mole

If you are reacting to customer and competitor actions, you are already behind; but enterprise intelligence can get you back in the game

Las nuevas puntuaciones AML de FICO usan IA y AA para detectar el lavado de dinero

New AML scores reduce false positive alerts by 50 % while detecting 100 % of known money laundering transactions, and discover new aberrant, potentially risky behaviors

Canada Bankcard Industry Benchmarking Trends: 2022 Q1 Update

Canada Sees Low Unemployment, But Rising Inflation – How Will This Affect Bankcard Usage?

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