How Santander Polska Automated Collections - and Won
Santander Bank Polska has achieved a 160 percent uplift in automated collections since using FICO® Customer Communication Services to execute multi-channel customer communications.
UK Auto Buyers Shift to Online Auto Financing - Slowly
In a new FICO survey, 21 % of UK buyers got online auto financing, vs. 15 percent last year, an increase of almost 33 percent.
Is £90 Billion in Unused Exposure on UK Cards a Problem?
With over £40 billion of unused exposure on inactive UK cards and over £50 billion on active UK cards there is the potential for huge losses if consumers start to eat into these limits.
Managing Persistent Debt, Static Delinquency and IFRS 9
When we look at how card issuers are dealing with three key factors — the performance of delinquent credit card portfoli...
Meet Marta Czerep, a FICO Data Scientist in the DataIQ 100
“Marta epitomises everything that the DataIQ 100 list is about — a smart, data-literate, committed, international practitioner who is putting her skills to work for the benefits of clients and their customers."
Myth Busting with Clever Girl Finance and Jenelle Dito, FICO® Score Open Access Program
UK Cards Delinquencies Show Troubling Trends
Our analysis of UK cards data from the FICO Benchmarking Service has revealed some troubling trends in UK cards delinquencies. All average delinquent balances reached over two-year highs in the fourth quarter of 2018.
"Static Delinquency" Trends Show Opportunity for UK Issuers
Following on from evaluating the roll rate results, this blog looks at the static delinquency levels, accounts remaining at the same level of delinquency.
Why UK Fintech Evergreen Chose FICO Decision Modeler
“We reviewed other decision engines, but the FICO system gives us the greatest sophistication and flexibility,” said Yisroel Perkel, founder and director of Evergreen.
UK Card Delinquency Roll Rates Creep Higher
Balance roll rates — overdue balances on UK cards that go from one 30-day cycle to the next without repayment — moved sl...
FICO’s Score A Better Future Program Helps Empower Consumers
94 % of attendees said that the event gave them an improved understanding of tools they needed to manage their finances better in the future.
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