FICO launched its Focused Foundation Model for Financial Services, consisting of Focused Language Models for Financial Services (FLMs) and a Focused Sequence Model for Financial Services (FSM).

Altos ejecutivos y analistas evaluarán cómo los clientes de FICO utilizan la IA y la tecnología de toma de decisiones para generar resultados comerciales medibles

FICO announced the release of two foundation models, FICO Focused Language (FICO FLM) and FICO Focused Sequence (FICO FSM).

The FICO Foundation Model for Financial Services (FICO FFM) is designed to help financial services firms derive “sustained value” from generative AI models, the company said in a news release Tuesday (Sept. 23).

FICO, the eponymous credit score provider, announced three artificial intelligence language models for financial services firms on Tuesday: Focused Foundation Model, Focused Language Model and Focused Sequence Model.

The average FICO credit score in the US is on the decline. FICO vice president of scores and predictive analytics, Ethan Dornhelm, joins Asking for a Trend to explain why the average credit score is lower.

Total national average credit score dropped two points this year to 715, according to the report from credit scoring company FICO. But Gen Z's average score dropped three points to 676, the largest year-over-year decrease among any age group since 2020.

FICO® Focused Language Model and FICO® Focused Sequence Model are redefining global standards in trust, model design, and Responsible AI—driving enterprise value

While the average Americans have a hard time paying their auto loans or get new ones, automakers and dealers are posting record profits.

A new FICO study finds only five percent of organizations – in this case financial enterprises – have their AI investments truly aligned with their business goals.

FICO’s 2025 global survey of 254 C-suite leaders and the perspective of the company’s chief analytics officer, Scott Zoldi, who has been advocating for responsible AI for nearly a decade.

Keeping watch on your credit score now can help you identify where you can improve and prevent bigger financial problems down the road.