4 AI Predictions for 2023: From the Great Correction to Practical AI
A pragmatic approach I call Practical AI will rise in 2023 like a phoenix from the ashes of years of irrational exuberance around artificial intelligence
Profitability and Customer Financial Health in Retail Banking
Here’s how to strike a balance that delivers long-term benefits for customers' financial health
Detener las estafas con inteligencia artificial y aprendizaje automático
Artificial intelligence and machine learning models can help banks stop scams, prevent losses to fraudsters and improve customer experience
Top 3 Actions for Delinquency Management Alleviating Inflation Concerns
What prudent and responsible actions can we diligently deploy to face the potential fallout of inflation?
Four Key Components of Real-Time Insurance Success
Insurers need to make real-time decisions using advanced analytics, with interactive communications, based on a complete view of the customer
UK Cards Data: September Data Shows Rising Consumer Stress
The FICO Credit Market Report for September shows a drop in spending and includes an increase in missed payments as cost-of-living pressures take hold
Insurance Microservices Provide Needed Agility Today
Monolithic architecture hinders the evolution of cloud-hosted platforms — microservices are proving more effective at meeting insurers' demands for agility
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FICO Ranks Top 5 in the 2023 Chartis RiskTech100® Report
FICO awarded first place in six categories on risk and compliance technology in the 2023 Chartis RiskTech100® Report, including Innovation for the sixth year in a row
Homecourt Disadvantage: Truncation Bias and the Art of Comparing Consumer Credit Scoring Models
All credit scoring models eventually may need to be evaluated to determine if an update or replacement is needed
Enterprise Fraud Solution Buyers Want More Agility, More Data
Our recent global survey reveals the investment priorities and functionality requirements for enterprise-level fraud solution buyers
Prepare & Recover: FICO® Score Checklist for Natural Disasters
Five things to do before and after disaster strikes
FICO Research Consumer Credit Score Migration
FICO examined the movement of FICO® Scores over time to determine how often investors should seek refreshed credit scores.
Expertos del sector financiero: uso estratégico de los datos aprobados por los consumidores en la puntuación de crédito
Industry thought leaders from Finicity, Experian, and FICO gather to discuss the potential of consumer-permissioned data in credit scoring to responsibly improve the credit score process and reach more consumers.
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