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Digital Simulations: The Secret Weapon for Solving Complex Issues

Digital simulations allow you to safely hypothesize and test “what if” scenarios and use the resulting insights to push through pain points in your business.

Real-Time Payments: What’s Ahead, and How to Fight Fraud

With more than 70 billion real-time payments last year worldwide, the risk of fraud is also growing in this relatively new channel

Debunking the Top-3 Pooled Model Myths

Best Practices: Must-have checklist for winning pooled models

Contextual Intelligence - A New Tool in the War Against Fraud

Contextual intelligence puts the right amount of data into the appropriate context, at specific moments in the customer journey

How is the Pandemic Driving Digital Transformation in Account Opening?

Top 5 takeaways from FICO 's North American consumer survey on Digital Account Opening

More Than 232 Million US Consumers Can Be Scored by the FICO Score Suite

Using alternative data, FICO® Score suite delivers more reliable credit scores

The Impact of COVID-19 on Credit Card Payments

Credit card trends for payments and delinquencies show similar patterns in the US, the UK and Canada, though extra savings and government support are masking the pandemic's impact

How Pooled Models Help You Say “Yes” To More Good Credit Applicants

Build Stronger, More Profitable Portfolios with Pooled Models that Drive Smarter Originations Decisions

The Impact of COVID-19 on Credit Card Trends - US, UK, Canada

Looking at trends for activity, utilization, spend, balances, usage, interest reveals new focus areas for issuers

Average U.S. FICO® Score at 716, Indicating Improvement in Consumer Credit Behaviors Despite Pandemic

The FICO Score is a broad-based, independent standard measure of credit risk

FICO Applauds FHFA Inclusion of Rental Data in Underwriting

FHFA and Fannie Mae take significant step forward in the use of alternative data

UK Credit Market Report June 2021: Spending Tops 2019 Level

Credit card spend 3,5 % higher than June 2019, suggesting some households are benefitting from pandemic savings, but not everyone is confident in financial position

8 Risks Open Banking Poses to Financial Crime Compliance

Existing AML, counter-terrorist funding and KYC processes need attention due to the new ways third-party providers work under Open Banking

3 Success Stories Show Customer-Centric Decisions Pay Off

From South America to South Africa, businesses are using centralized decisioning to connect with customers

The Role of Decision Orchestration in Financial Platforms

Just as every orchestra needs a conductor, decision orchestration keeps all the rules and processes firing at the right times in your system

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