Understanding Overdraft Programs (Part 1)
A conversation with David Pommerehn, Consumer Bankers Association (CBA)
Reduced Revolving Debt: A Key Driver of Improved FICO Scores During Pandemic
Paying down credit card balances, driven by reduced spending, increased savings and awareness, among other factors, helped many consumers show improvement in FICO® Scores.
How FICO Orchestrates Contextual Intelligence to Fight Fraud
FICO’s contextual intelligence capabilities allow organizations to become more efficient and effective in two important ways related to fraud and financial crime compliance
Open Source Junkies: How Much Analytic Power Do You Need?
Data scientists need to justify the need for the incremental risk we assume when using more complicated methods to solve a problem - not be open source junkies
Digital Simulations: The Secret Weapon for Solving Complex Issues
Digital simulations allow you to safely hypothesize and test “what if” scenarios and use the resulting insights to push through pain points in your business.
Real-Time Payments: What’s Ahead, and How to Fight Fraud
With more than 70 billion real-time payments last year worldwide, the risk of fraud is also growing in this relatively new channel
Debunking the Top-3 Pooled Model Myths
Best Practices: Must-have checklist for winning pooled models
Contextual Intelligence - A New Tool in the War Against Fraud
Contextual intelligence puts the right amount of data into the appropriate context, at specific moments in the customer journey
How is the Pandemic Driving Digital Transformation in Account Opening?
Top 5 takeaways from FICO 's North American consumer survey on Digital Account Opening
More Than 232 Million US Consumers Can Be Scored by the FICO Score Suite
Using alternative data, FICO® Score suite delivers more reliable credit scores
The Impact of COVID-19 on Credit Card Payments
Credit card trends for payments and delinquencies show similar patterns in the US, the UK and Canada, though extra savings and government support are masking the pandemic's impact
How Pooled Models Help You Say “Yes” To More Good Credit Applicants
Build Stronger, More Profitable Portfolios with Pooled Models that Drive Smarter Originations Decisions
The Impact of COVID-19 on Credit Card Trends - US, UK, Canada
Looking at trends for activity, utilization, spend, balances, usage, interest reveals new focus areas for issuers
Average U.S. FICO® Score at 716, Indicating Improvement in Consumer Credit Behaviors Despite Pandemic
The FICO Score is a broad-based, independent standard measure of credit risk
FICO Applauds FHFA Inclusion of Rental Data in Underwriting
FHFA and Fannie Mae take significant step forward in the use of alternative data
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