UK Credit Market Report June 2021: Spending Tops 2019 Level
Credit card spend 3,5 % higher than June 2019, suggesting some households are benefitting from pandemic savings, but not everyone is confident in financial position
8 Risks Open Banking Poses to Financial Crime Compliance
Existing AML, counter-terrorist funding and KYC processes need attention due to the new ways third-party providers work under Open Banking
3 Success Stories Show Customer-Centric Decisions Pay Off
From South America to South Africa, businesses are using centralized decisioning to connect with customers
The Role of Decision Orchestration in Financial Platforms
Just as every orchestra needs a conductor, decision orchestration keeps all the rules and processes firing at the right times in your system
FICO es finalista de los premios Car Finance Awards por su trabajo con Volvo
From three days to seconds: cloud-hosted FICO Platform helps Care by Volvo approve applications in real-time
NFTs and Money Laundering - Are Fraudsters Becoming Artists?
As non-fungible tokens fetch millions of dollars in auctions, it raises questions about the connection between NFTs and AML
Low-Orbit Satellites May Improve Banking for Developing World
The next era of global digital transformation may offer cheaper, more accessible internet for all, improving banking for the developing world
Diversidad y control: la IA irrumpe en la sala de juntas
Dr. Scott Zoldi in conversation with Vanessa Colella, Chief Innovation Officer, Citi, Head of Citi Ventures & Citi Productivity
Measuring Financial Resilience: Edinburgh Scoring Conference
At the 2021 Edinburgh Credit Scoring conference, we will address scoring innovations that can improve decisions in all different economic scenarios
ACH Fraud Is Rising - And New NACHA Measure Leaves Gaps
The NACHA WEB Debit rule increases fraud detection but more is needed to protect consumers
Master Debt Collection Now – Before It’s Too Late
The time to invest in collections technology and improve your processes is now, not when the pandemic-driven debt tsunami hits
UK Credit Card Data Shows Cardholder Caution
Markedly lower increase in card spend shows how consumers are reacting to the 'new normal'
Women in Credit Awards Recognize Two More FICO Leaders
Michelle Beetar and Cecilia Fernandez de Cordoba named as finalists for their work in Africa and credit software development
Who Defaults when Bankcard Accommodations End? Resilience Matters
New perspective on borrowers rolling off bankcard payment accommodations.
Lenders Should Consider Using "Pooled Models" When Making Originations Decisions
Using pooled models in addition to bureau scores can help creditors make more precise, value-based decisions at the origination stage.
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